Compare Today’s Mortgage Rates in Hays, North Carolina 28635
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Hays, North Carolina 28635.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Hays, North Carolina 28635. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,193 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Hays and other areas of Wilkes county.
Summary of Average Mortgages in Hays, North Carolina 28635
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Interactive Mortgage Rate Projections for Hays, North Carolina 28635
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hays, NC 28635. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hays, North Carolina 28635 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hays, North Carolina and around Wilkes county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.31% | 93.09% | 91.51% | 90.10% | 88.48% | 84.56% | 85.74% | 85.14% | 83.91% |
avg mortgage rate | 6.55% | 4.60% | 3.07% | 3.38% | 4.41% | 4.61% | 4.14% | 3.90% | 4.09% |
% 15 year fixed mortgage | 3.23% | 5.58% | 6.87% | 8.39% | 7.94% | 11.14% | 11.25% | 12.05% | 13.12% |
avg mortgage rate | 5.99% | 3.79% | 2.44% | 2.98% | 3.76% | 3.98% | 3.37% | 3.11% | 3.34% |
Avg credit score | 752.76 | 756.19 | 760.51 | 757.58 | 755.33 | 756.37 | 755.57 | 763.76 | 758.88 |
Avg LTV (loan to value) | 80.01% | 80.14% | 81.02% | 81.59% | 80.77% | 79.66% | 81.28% | 81.72% | 81.22% |
Avg DTI (debt to income) | 36.21 | 35.55 | 32.99 | 33.06 | 33.30 | 33.04 | 32.21 | 32.13 | 32.46 |
% First time homebuyer | 35.48% | 28.28% | 24.34% | 25.10% | 24.57% | 23.26% | 19.94% | 20.38% | 23.02% |
Avg mortgage insurance % | 12.34% | 11.72% | 12.02% | 11.74% | 11.09% | 9.99% | 10.24% | 10.93% | 10.36% |
Best Mortgage Brokers around Hays, North Carolina 28635
For those searching for a new home in Hays, we have compiled a list of the top mortgage brokers located in and around Hays, North Carolina 28635 to assist you with your search.
Springleaf Financial Services
232 Morganton Blvd SW
Lenoir NC 28635
(828) 758-2358
compliancehelpline@slfs.com
Allied Financial Services
1102 West Ave NW
Lenoir NC 28635
(828) 758-7007
Carolina Farm Credit
332 Morganton Blvd SW
Lenoir NC 28635
(828) 758-9951
linkkf@charter.net
Security Financial Services
112 Wilkesboro Blvd SE
Lenoir NC 28635
(828) 754-9165
info@security-finance.com
W R Starkey Mortgage
101 Willow St NW
Lenoir NC 28635
(828) 757-4046
http://loanswithtom.com
Address
232 Morganton Blvd SW
Lenoir NC
Contact
(828) 758-2358
compliancehelpline@slfs.com
Address
1102 West Ave NW
Lenoir NC
Contact
(828) 758-7007
Address
332 Morganton Blvd SW
Lenoir NC
Contact
(828) 758-9951
linkkf@charter.net