Compare Today’s Mortgage Rates for Henrietta, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Henrietta, North Carolina 28076. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,758 or $8 / month in Henrietta and surrounding areas of Rutherford county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Henrietta, North Carolina 28076.
Summary of Average Mortgage Terms in Henrietta, North Carolina 28076
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APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Henrietta, NC
To forecast and predict mortgage rates in Henrietta, NC 28076, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Henrietta, North Carolina 28076 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Henrietta, North Carolina and around Rutherford county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Henrietta, North Carolina 28076
If you’re looking to buy a new home in Henrietta, we have compiled a list of the leading mortgage brokers around Henrietta, North Carolina 28076 to help you with your search.
Name
Address
Contact
Amity Finance-Kings Mountain
219 S Battleground Ave
Kings Mountain NC 28076
(704) 739-1311
S & T Mortgage Services
828 E King St
Kings Mountain NC 28076
(704) 739-3888
Holiday Finance
1410 Dale Earnhardt Blvd
Kannapolis NC 28076
(704) 932-3162
http://www.holidayfinance.net
Allied Insurance Agency
2113 Dale Earnhardt Blvd
Kannapolis NC 28076
(704) 934-2890
lori@alliedinsurance.net
Onemain Financial
2302 S Cannon Blvd
Kannapolis NC 28076
(704) 938-3183
http://www.onemainfinancial.com
Address
219 S Battleground Ave
Kings Mountain NC
Contact
(704) 739-1311
Address
828 E King St
Kings Mountain NC
Contact
(704) 739-3888
Address
1410 Dale Earnhardt Blvd
Kannapolis NC
Contact
(704) 932-3162
http://www.holidayfinance.net