Compare Today’s Mortgage Rates for Hiddenite, North Carolina
Pureloan searches mortgage lenders and major banks in Hiddenite, North Carolina 28636 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $9,307 or $26 / month is expected in Hiddenite and other areas of Alexander county.
Pureloan’s search engine explores all home mortgage options in Hiddenite, North Carolina 28636, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Hiddenite, North Carolina 28636
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Hiddenite, North Carolina 28636
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Hiddenite, NC
To forecast and predict mortgage rates in Hiddenite, NC 28636, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Hiddenite, North Carolina 28636 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Hiddenite, North Carolina and around Alexander county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Hiddenite, North Carolina 28636
If you’re looking to buy a new home in Hiddenite, we have compiled a list of the leading mortgage brokers around Hiddenite, North Carolina 28636 to help you with your search.
Name
Address
Contact
Springleaf Financial Services
232 Morganton Blvd SW
Lenoir NC 28636
(828) 758-2358
compliancehelpline@slfs.com
Allied Financial Services
1102 West Ave NW
Lenoir NC 28636
(828) 758-7007
Carolina Farm Credit
332 Morganton Blvd SW
Lenoir NC 28636
(828) 758-9951
linkkf@charter.net
Security Financial Services
112 Wilkesboro Blvd SE
Lenoir NC 28636
(828) 754-9165
info@security-finance.com
W R Starkey Mortgage
101 Willow St NW
Lenoir NC 28636
(828) 757-4046
http://loanswithtom.com
Address
232 Morganton Blvd SW
Lenoir NC
Contact
(828) 758-2358
compliancehelpline@slfs.com
Address
1102 West Ave NW
Lenoir NC
Contact
(828) 758-7007
Address
332 Morganton Blvd SW
Lenoir NC
Contact
(828) 758-9951
linkkf@charter.net