Compare Today’s Mortgage Rates for High Point, North Carolina
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in High Point, North Carolina 27265. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $6,707 or $19 / month in High Point and other areas of Guilford county.
Our search engine explores all home mortgage options in High Point, North Carolina 27265, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in High Point, North Carolina 27265


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Interactive Mortgage Rate Projections for High Point, NC
To forecast and predict mortgage rates in High Point, NC 27265, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for High Point, North Carolina 27265 from 2014 - 2021
We have compiled mortgage rate charts for home loans in High Point, North Carolina and around Guilford county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 91.49% | 89.74% | 91.32% | 89.25% | 92.52% | 88.79% | 92.54% | 91.48% |
avg mortgage rate | 4.92% | 4.68% | 3.90% | 3.99% | 4.44% | 4.11% | 3.91% | 4.11% |
% 15 year fixed mortgage | 5.41% | 7.95% | 5.88% | 8.54% | 5.73% | 8.29% | 5.51% | 6.69% |
avg mortgage rate | 4.35% | 3.83% | 3.16% | 3.13% | 3.38% | 3.21% | 3.08% | 3.46% |
Avg credit score | 762.44 | 761.64 | 760.09 | 757.04 | 751.73 | 752.31 | 750.78 | 749.63 |
Avg LTV (loan to value) | 75.23% | 77.09% | 79.54% | 80.82% | 81.30% | 82.18% | 82.17% | 81.98% |
Avg DTI (debt to income) | 33.15 | 32.78 | 31.82 | 32.15 | 34.11 | 33.78 | 34.28 | 34.63 |
% First time homebuyer | 31.76% | 27.65% | 29.56% | 35.60% | 34.69% | 36.71% | 37.16% | 33.27% |
Avg mortgage insurance % | 4.67% | 6.77% | 8.78% | 10.98% | 11.96% | 13.17% | 13.39% | 12.32% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around High Point, North Carolina 27265
If you’re looking to buy a new home in High Point, we have compiled a list of the leading mortgage brokers around High Point, North Carolina 27265 to help you with your search.
Regional Finance
2630 S Main St
High Point NC 27265
(336) 899-7783
http://www.getregionalcash.com/
Ace Cash Express
2114 S Main St
High Point NC 27265
(336) 886-2274
customerservice@acecashexpress.com
OneMain Financial
2620 S Main St
High Point NC 27265
(336) 885-0031
http://branches.onemainfinancial.com/nc/high-point/2620-south-main-street.html
American Lenders Service Co.
320 Ennis St
High Point NC 27265
(336) 905-8630
http://americanlenders.com
Bb&t Commercial Finance
317 W High Ave
High Point NC 27265
(336) 889-3355
http://bbt.com
Address
2630 S Main St
High Point NC
Contact
(336) 899-7783
http://www.getregionalcash.com/
Address
2114 S Main St
High Point NC
Contact
(336) 886-2274
customerservice@acecashexpress.com
Address
2620 S Main St
High Point NC
Contact
(336) 885-0031
http://branches.onemainfinancial.com/nc/high-point/2620-south-main-street.html