Compare Today’s Mortgage Rates for Holly Ridge, North Carolina

Pureloan searches mortgage lenders and major banks in Holly Ridge, North Carolina 28445 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,725 or $24 / month is expected in Holly Ridge and other areas of Onslow county.

Pureloan’s search engine explores all home mortgage options in Holly Ridge, North Carolina 28445, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Holly Ridge, North Carolina 28445

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Holly Ridge, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Holly Ridge, NC 28445, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Holly Ridge, NC

Historical Mortgage Rates for Holly Ridge, North Carolina 28445 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Holly Ridge, North Carolina and around Onslow county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Holly Ridge, North Carolina 28445

If you’re looking to buy a new home in Holly Ridge, we have compiled a list of the leading mortgage brokers around Holly Ridge, North Carolina 28445 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

208 N New River Dr

Surf City NC 28445

(910) 328-1999

dana.temprano@wellsfargo.com

Alpha Mortgage At Seacoast

326 N New River Dr

Surf City NC 28445

(910) 328-1810

http://alphamortgage.com/

Lumina Mortgage Co.

208 N New River Dr

Surf City NC 28445

(910) 328-9970

http://www.luminamortgage.com

Ace Cash Express

103 Village Rd NE

Leland NC 28445

(910) 371-2700

customerservice@acecashexpress.com

Cunningham & Company Mortgage Bankers

1022 Grandiflora Dr

Leland NC 28445

(910) 383-0064

http://www.cunninghammortgage.com

Address

208 N New River Dr

Surf City NC

Contact

(910) 328-1999

dana.temprano@wellsfargo.com

Address

326 N New River Dr

Surf City NC

Contact

(910) 328-1810

http://alphamortgage.com/

Address

208 N New River Dr

Surf City NC

Contact

(910) 328-9970

http://www.luminamortgage.com

News on Mortgages and Reverse Mortgages for Holly Ridge, North Carolina 28445