Compare Today’s Mortgage Rates for Holly Ridge, North Carolina
Pureloan searches mortgage lenders and major banks in Holly Ridge, North Carolina 28445 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,725 or $24 / month is expected in Holly Ridge and other areas of Onslow county.
Pureloan’s search engine explores all home mortgage options in Holly Ridge, North Carolina 28445, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Holly Ridge, North Carolina 28445


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Interactive Mortgage Rate Projections for Holly Ridge, NC
To forecast and predict mortgage rates in Holly Ridge, NC 28445, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Holly Ridge, North Carolina 28445 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Holly Ridge, North Carolina and around Onslow county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
% 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
% First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Holly Ridge, North Carolina 28445
If you’re looking to buy a new home in Holly Ridge, we have compiled a list of the leading mortgage brokers around Holly Ridge, North Carolina 28445 to help you with your search.
Wells Fargo Home Mortgage
208 N New River Dr
Surf City NC 28445
(910) 328-1999
dana.temprano@wellsfargo.com
Alpha Mortgage At Seacoast
326 N New River Dr
Surf City NC 28445
(910) 328-1810
http://alphamortgage.com/
Lumina Mortgage Co.
208 N New River Dr
Surf City NC 28445
(910) 328-9970
http://www.luminamortgage.com
Ace Cash Express
103 Village Rd NE
Leland NC 28445
(910) 371-2700
customerservice@acecashexpress.com
Cunningham & Company Mortgage Bankers
1022 Grandiflora Dr
Leland NC 28445
(910) 383-0064
http://www.cunninghammortgage.com
Address
208 N New River Dr
Surf City NC
Contact
(910) 328-1999
dana.temprano@wellsfargo.com
Address
326 N New River Dr
Surf City NC
Contact
(910) 328-1810
http://alphamortgage.com/
Address
208 N New River Dr
Surf City NC
Contact
(910) 328-9970
http://www.luminamortgage.com