Compare Today’s Mortgage Rates for Holly Springs, North Carolina

Pureloan searches mortgage lenders and major banks in Holly Springs, North Carolina 27540 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $6,313 or $18 / month is expected in Holly Springs and other areas of Wake county.

Pureloan’s search engine explores all home mortgage options in Holly Springs, North Carolina 27540, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Holly Springs, North Carolina 27540

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Holly Springs, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Holly Springs, NC 27540, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Holly Springs, NC

Historical Mortgage Rates for Holly Springs, North Carolina 27540 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Holly Springs, North Carolina and around Wake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Holly Springs, North Carolina 27540

If you’re looking to buy a new home in Holly Springs, we have compiled a list of the leading mortgage brokers around Holly Springs, North Carolina 27540 to help you with your search.

Name
Address
Contact

Rbc Centura

5208 Sunset Lake Rd

Holly Springs NC 27540

(919) 290-2200

http://www.rbccentura.com

Wells Fargo Home Mortgage

5209 Sunset Lake Rd

Holly Springs NC 27540

(919) 290-2151

http://www.wellsfargo.com/mortgage/

Four Oaks Bank & Trust Co.

101 Avent Ferry Rd

Holly Springs NC 27540

(919) 567-3888

http://www.fouroaksbank.com

Blue Sky Mortgage Service Of Nc

4928 Linksland Dr

Holly Springs NC 27540

(919) 577-2200

http://www.blueskymortgageservices.net/

Sunset Lake Mortgage Inc.

1100 Holly Springs Rd

Holly Springs NC 27540

(919) 676-1412

steve@sunsetlakemortgage.com

Address

5208 Sunset Lake Rd

Holly Springs NC

Contact

(919) 290-2200

http://www.rbccentura.com

Address

5209 Sunset Lake Rd

Holly Springs NC

Contact

(919) 290-2151

http://www.wellsfargo.com/mortgage/

Address

101 Avent Ferry Rd

Holly Springs NC

Contact

(919) 567-3888

http://www.fouroaksbank.com

News on Mortgages and Reverse Mortgages for Holly Springs, North Carolina 27540