Compare Today’s Mortgage Rates in Hot Springs, North Carolina 28743
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Hot Springs, North Carolina 28743.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $9,043 over the lifetime of your 30-year fixed loan, or a monthly savings of $25 in Hot Springs and other areas of Madison county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Hot Springs, North Carolina 28743
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Interactive Mortgage Rate Projections for Hot Springs, North Carolina 28743
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hot Springs, NC 28743. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hot Springs, North Carolina 28743 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hot Springs, North Carolina and around Madison county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.83% | 93.43% | 94.01% | 91.04% | 89.51% | 88.47% | 87.02% | 90.07% | 88.66% |
avg mortgage rate | 6.52% | 4.55% | 3.03% | 3.35% | 4.38% | 4.62% | 4.16% | 3.88% | 4.08% |
% 15 year fixed mortgage | 5.61% | 4.49% | 4.82% | 7.44% | 8.22% | 9.73% | 11.53% | 8.53% | 8.94% |
avg mortgage rate | 5.65% | 3.60% | 2.39% | 2.85% | 3.75% | 3.96% | 3.36% | 3.17% | 3.23% |
Avg credit score | 758.68 | 771.57 | 762.72 | 766.52 | 759.30 | 759.26 | 760.02 | 759.93 | 761.78 |
Avg LTV (loan to value) | 75.15% | 77.61% | 79.74% | 79.28% | 78.59% | 76.78% | 77.70% | 78.88% | 78.37% |
Avg DTI (debt to income) | 36.66 | 35.59 | 33.86 | 33.89 | 34.59 | 33.88 | 33.15 | 33.02 | 33.09 |
% First time homebuyer | 32.74% | 25.85% | 22.69% | 23.98% | 22.79% | 21.03% | 19.52% | 20.50% | 20.07% |
Avg mortgage insurance % | 10.09% | 9.91% | 10.76% | 10.22% | 9.88% | 7.63% | 8.12% | 9.17% | 9.04% |
Best Mortgage Brokers around Hot Springs, North Carolina 28743
For those searching for a new home in Hot Springs, we have compiled a list of the top mortgage brokers located in and around Hot Springs, North Carolina 28743 to assist you with your search.
Cornerstone Residential Mortgage
56 White Oak Rd
Arden NC 28743
(828) 650-9422
englebertstassinopolus@yahoo.com
Springleaf Financial Services
229 Airport Rd
Arden NC 28743
(828) 684-1958
https://www.springleaf.com/branches/NC/Arden/28704/1431
Acceptance Now
233 Airport Rd
Arden NC 28743
(828) 687-2713
http://acceptancenow.com
Equity One
551 N Main St
Marion NC 28743
(828) 652-4442
http://equityone.com
Ace Cash Express
320 Broad St
Marion NC 28743
(704) 867-9454
http://www.acecashexpress.com/
Address
56 White Oak Rd
Arden NC
Contact
(828) 650-9422
englebertstassinopolus@yahoo.com
Address
229 Airport Rd
Arden NC
Contact
(828) 684-1958
https://www.springleaf.com/branches/NC/Arden/28704/1431
Address
233 Airport Rd
Arden NC
Contact
(828) 687-2713
http://acceptancenow.com