Compare Today’s Mortgage Rates for Hot Springs, North Carolina

Pureloan searches mortgage lenders and major banks in Hot Springs, North Carolina 28743 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $10,584 or $29 / month is expected in Hot Springs and other areas of Madison county.

Pureloan’s search engine explores all home mortgage options in Hot Springs, North Carolina 28743, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Hot Springs, North Carolina 28743

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Hot Springs, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Hot Springs, NC 28743, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Hot Springs, NC

Historical Mortgage Rates for Hot Springs, North Carolina 28743 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Hot Springs, North Carolina and around Madison county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Hot Springs, North Carolina 28743

If you’re looking to buy a new home in Hot Springs, we have compiled a list of the leading mortgage brokers around Hot Springs, North Carolina 28743 to help you with your search.

Name
Address
Contact

Cornerstone Residential Mortgage

56 White Oak Rd

Arden NC 28743

(828) 650-9422

englebertstassinopolus@yahoo.com

Springleaf Financial Services

229 Airport Rd

Arden NC 28743

(828) 684-1958

https://www.springleaf.com/branches/NC/Arden/28704/1431

Acceptance Now

233 Airport Rd

Arden NC 28743

(828) 687-2713

http://acceptancenow.com

Equity One

551 N Main St

Marion NC 28743

(828) 652-4442

http://equityone.com

Ace Cash Express

320 Broad St

Marion NC 28743

(704) 867-9454

http://www.acecashexpress.com/

Address

56 White Oak Rd

Arden NC

Contact

(828) 650-9422

englebertstassinopolus@yahoo.com

Address

229 Airport Rd

Arden NC

Contact

(828) 684-1958

https://www.springleaf.com/branches/NC/Arden/28704/1431

Address

233 Airport Rd

Arden NC

Contact

(828) 687-2713

http://acceptancenow.com

News on Mortgages and Reverse Mortgages for Hot Springs, North Carolina 28743