Compare Today’s Mortgage Rates in Hudson, North Carolina 28638
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Hudson, North Carolina 28638.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Hudson, North Carolina 28638. For a 30-year fixed loan, our calculations show that you can expect to save up to $18,880 over the lifetime of your mortgage, which translates to a monthly savings of $52 in Hudson and other areas of Caldwell county.
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Summary of Average Mortgages in Hudson, North Carolina 28638
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Hudson, North Carolina 28638
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hudson, NC 28638. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hudson, North Carolina 28638 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hudson, North Carolina and around Caldwell county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.31% | 93.09% | 91.51% | 90.10% | 88.48% | 84.56% | 85.74% | 85.14% | 83.91% |
| avg mortgage rate | 6.55% | 4.60% | 3.07% | 3.38% | 4.41% | 4.61% | 4.14% | 3.90% | 4.09% |
| % 15 year fixed mortgage | 3.23% | 5.58% | 6.87% | 8.39% | 7.94% | 11.14% | 11.25% | 12.05% | 13.12% |
| avg mortgage rate | 5.99% | 3.79% | 2.44% | 2.98% | 3.76% | 3.98% | 3.37% | 3.11% | 3.34% |
| Avg credit score | 752.76 | 756.19 | 760.51 | 757.58 | 755.33 | 756.37 | 755.57 | 763.76 | 758.88 |
| Avg LTV (loan to value) | 80.01% | 80.14% | 81.02% | 81.59% | 80.77% | 79.66% | 81.28% | 81.72% | 81.22% |
| Avg DTI (debt to income) | 36.21 | 35.55 | 32.99 | 33.06 | 33.30 | 33.04 | 32.21 | 32.13 | 32.46 |
| % First time homebuyer | 35.48% | 28.28% | 24.34% | 25.10% | 24.57% | 23.26% | 19.94% | 20.38% | 23.02% |
| Avg mortgage insurance % | 12.34% | 11.72% | 12.02% | 11.74% | 11.09% | 9.99% | 10.24% | 10.93% | 10.36% |
Best Mortgage Brokers around Hudson, North Carolina 28638
For those searching for a new home in Hudson, we have compiled a list of the top mortgage brokers located in and around Hudson, North Carolina 28638 to assist you with your search.
Name
Address
Contact
American General Financial Svc
3072 Hickory Blvd
Hudson NC 28638
(828) 728-2911
http://www.loansfast.com
Springleaf Financial Services
232 Morganton Blvd SW
Lenoir NC 28638
(828) 758-2358
compliancehelpline@slfs.com
Allied Financial Services
1102 West Ave NW
Lenoir NC 28638
(828) 758-7007
Carolina Farm Credit
332 Morganton Blvd SW
Lenoir NC 28638
(828) 758-9951
linkkf@charter.net
Security Financial Services
112 Wilkesboro Blvd SE
Lenoir NC 28638
(828) 754-9165
info@security-finance.com
Address
3072 Hickory Blvd
Hudson NC
Contact
(828) 728-2911
http://www.loansfast.com
Address
232 Morganton Blvd SW
Lenoir NC
Contact
(828) 758-2358
compliancehelpline@slfs.com
Address
1102 West Ave NW
Lenoir NC
Contact
(828) 758-7007