Compare Today’s Mortgage Rates in Iron Station, North Carolina 28080
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Iron Station, North Carolina 28080.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Iron Station, North Carolina 28080. For a 30-year fixed loan, our calculations show that you can expect to save up to $7,014 over the lifetime of your mortgage, which translates to a monthly savings of $19 in Iron Station and other areas of Lincoln county.
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Summary of Average Mortgages in Iron Station, North Carolina 28080
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Iron Station, North Carolina 28080
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Iron Station, NC 28080. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Iron Station, North Carolina 28080 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Iron Station, North Carolina and around Lincoln county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.66% | 93.62% | 94.33% | 91.82% | 90.73% | 88.99% | 87.59% | 89.49% | 86.92% |
| avg mortgage rate | 6.28% | 4.50% | 3.01% | 3.36% | 4.34% | 4.63% | 4.19% | 3.92% | 4.11% |
| % 15 year fixed mortgage | 4.61% | 4.77% | 4.46% | 6.30% | 7.16% | 8.35% | 9.77% | 8.76% | 10.45% |
| avg mortgage rate | 5.46% | 3.40% | 2.37% | 2.96% | 3.73% | 3.93% | 3.39% | 3.09% | 3.25% |
| Avg credit score | 752.94 | 752.99 | 758.05 | 754.50 | 757.74 | 754.28 | 759.06 | 756.86 | 753.14 |
| Avg LTV (loan to value) | 78.88% | 80.58% | 82.92% | 83.16% | 81.87% | 80.60% | 80.79% | 83.21% | 82.54% |
| Avg DTI (debt to income) | 36.57 | 35.66 | 33.83 | 33.57 | 34.62 | 34.14 | 33.36 | 33.04 | 32.52 |
| % First time homebuyer | 41.75% | 39.02% | 34.39% | 33.28% | 29.64% | 24.40% | 24.78% | 26.89% | 27.38% |
| Avg mortgage insurance % | 12.16% | 12.43% | 13.93% | 14.05% | 12.79% | 11.41% | 11.67% | 13.43% | 12.93% |
Best Mortgage Brokers around Iron Station, North Carolina 28080
For those searching for a new home in Iron Station, we have compiled a list of the top mortgage brokers located in and around Iron Station, North Carolina 28080 to assist you with your search.
Name
Address
Contact
Amity Finance-Kings Mountain
219 S Battleground Ave
Kings Mountain NC 28080
(704) 739-1311
S & T Mortgage Services
828 E King St
Kings Mountain NC 28080
(704) 739-3888
Holiday Finance
1410 Dale Earnhardt Blvd
Kannapolis NC 28080
(704) 932-3162
http://www.holidayfinance.net
Allied Insurance Agency
2113 Dale Earnhardt Blvd
Kannapolis NC 28080
(704) 934-2890
lori@alliedinsurance.net
Onemain Financial
2302 S Cannon Blvd
Kannapolis NC 28080
(704) 938-3183
http://www.onemainfinancial.com
Address
219 S Battleground Ave
Kings Mountain NC
Contact
(704) 739-1311
Address
828 E King St
Kings Mountain NC
Contact
(704) 739-3888
Address
1410 Dale Earnhardt Blvd
Kannapolis NC
Contact
(704) 932-3162
http://www.holidayfinance.net