Compare Today’s Mortgage Rates for Jefferson, North Carolina

Pureloan searches mortgage lenders and major banks in Jefferson, North Carolina 28640 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,451 or $4 / month is expected in Jefferson and other areas of Ashe county.

Pureloan’s search engine explores all home mortgage options in Jefferson, North Carolina 28640, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Jefferson, North Carolina 28640

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Jefferson, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Jefferson, NC 28640, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Jefferson, NC

Historical Mortgage Rates for Jefferson, North Carolina 28640 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Jefferson, North Carolina and around Ashe county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Jefferson, North Carolina 28640

If you’re looking to buy a new home in Jefferson, we have compiled a list of the leading mortgage brokers around Jefferson, North Carolina 28640 to help you with your search.

Name
Address
Contact

Carolina Farm Credit

507 E Main St

Jefferson NC 28640

(336) 246-8856

http://www.carolinafarmcredit.com

Basic Finance

409 S Main St

Jefferson NC 28640

(336) 246-3900

Springleaf Financial Services

232 Morganton Blvd SW

Lenoir NC 28640

(828) 758-2358

compliancehelpline@slfs.com

Allied Financial Services

1102 West Ave NW

Lenoir NC 28640

(828) 758-7007

Carolina Farm Credit

332 Morganton Blvd SW

Lenoir NC 28640

(828) 758-9951

linkkf@charter.net

Address

507 E Main St

Jefferson NC

Contact

(336) 246-8856

http://www.carolinafarmcredit.com

Address

409 S Main St

Jefferson NC

Contact

(336) 246-3900

Address

232 Morganton Blvd SW

Lenoir NC

Contact

(828) 758-2358

compliancehelpline@slfs.com

News on Mortgages and Reverse Mortgages for Jefferson, North Carolina 28640