Compare Today’s Mortgage Rates for Jonesville, North Carolina
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Jonesville, North Carolina 28642. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,618 or $35 / month in Jonesville and other areas of Yadkin county.
Our search engine explores all home mortgage options in Jonesville, North Carolina 28642, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Jonesville, North Carolina 28642


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Interactive Mortgage Rate Projections for Jonesville, NC
To forecast and predict mortgage rates in Jonesville, NC 28642, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Jonesville, North Carolina 28642 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Jonesville, North Carolina and around Yadkin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
% 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
% First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Jonesville, North Carolina 28642
If you’re looking to buy a new home in Jonesville, we have compiled a list of the leading mortgage brokers around Jonesville, North Carolina 28642 to help you with your search.
Springleaf Financial Services
121 Valley Dr
Jonesville NC 28642
(336) 835-4543
compliancehelpline@slfs.com
Springleaf Financial Services
232 Morganton Blvd SW
Lenoir NC 28642
(828) 758-2358
compliancehelpline@slfs.com
Allied Financial Services
1102 West Ave NW
Lenoir NC 28642
(828) 758-7007
Carolina Farm Credit
332 Morganton Blvd SW
Lenoir NC 28642
(828) 758-9951
linkkf@charter.net
Security Financial Services
112 Wilkesboro Blvd SE
Lenoir NC 28642
(828) 754-9165
info@security-finance.com
Address
121 Valley Dr
Jonesville NC
Contact
(336) 835-4543
compliancehelpline@slfs.com
Address
232 Morganton Blvd SW
Lenoir NC
Contact
(828) 758-2358
compliancehelpline@slfs.com
Address
1102 West Ave NW
Lenoir NC
Contact
(828) 758-7007