Compare Today’s Mortgage Rates for Kannapolis, North Carolina

Pureloan searches mortgage lenders and major banks in Kannapolis, North Carolina 28081 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $10,406 or $29 / month is expected in Kannapolis and other areas of Cabarrus county.

Pureloan’s search engine explores all home mortgage options in Kannapolis, North Carolina 28081, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Kannapolis, North Carolina 28081

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Kannapolis, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Kannapolis, NC 28081, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Kannapolis, NC

Historical Mortgage Rates for Kannapolis, North Carolina 28081 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Kannapolis, North Carolina and around Cabarrus county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Kannapolis, North Carolina 28081

If you’re looking to buy a new home in Kannapolis, we have compiled a list of the leading mortgage brokers around Kannapolis, North Carolina 28081 to help you with your search.

Name
Address
Contact

Castle & Cooke Mortgage

338 Oak Avenue Mall Dr

Kannapolis NC 28081

(704) 938-7100

lynne@castlecooke.net

Green Cap Financial

855 Cloverleaf Plz

Kannapolis NC 28081

(704) 793-1966

http://www.greencapfinancial.com

Springleaf Financial Services

1740 S Cannon Blvd

Kannapolis NC 28081

(704) 933-8800

http://springleaffinancial.com

Onemain Financial

2302 S Cannon Blvd

Kannapolis NC 28081

(704) 938-3183

http://www.onemainfinancial.com

Allied Insurance Agency

2113 Dale Earnhardt Blvd

Kannapolis NC 28081

(704) 934-2890

lori@alliedinsurance.net

Address

338 Oak Avenue Mall Dr

Kannapolis NC

Contact

(704) 938-7100

lynne@castlecooke.net

Address

855 Cloverleaf Plz

Kannapolis NC

Contact

(704) 793-1966

http://www.greencapfinancial.com

Address

1740 S Cannon Blvd

Kannapolis NC

Contact

(704) 933-8800

http://springleaffinancial.com