Compare Today’s Mortgage Rates for Kings Mountain, North Carolina

Pureloan searches mortgage lenders and major banks in Kings Mountain, North Carolina 28086 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,459 or $23 / month is expected in Kings Mountain and other areas of Cleveland county.

Pureloan’s search engine explores all home mortgage options in Kings Mountain, North Carolina 28086, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

35.251578 -81.380567

Summary of Average Mortgage Terms in Kings Mountain, North Carolina 28086

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Kings Mountain, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Kings Mountain, NC 28086, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Kings Mountain, NC

Historical Mortgage Rates for Kings Mountain, North Carolina 28086 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Kings Mountain, North Carolina and around Cleveland county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Kings Mountain, North Carolina 28086

If you’re looking to buy a new home in Kings Mountain, we have compiled a list of the leading mortgage brokers around Kings Mountain, North Carolina 28086 to help you with your search.

Name
Address
Contact

S & T Mortgage Services

828 E King St

Kings Mountain NC 28086

(704) 739-3888

Amity Finance-Kings Mountain

219 S Battleground Ave

Kings Mountain NC 28086

(704) 739-1311

Prime Mortgage Lending

527 N Aspen St

Lincolnton NC 28086

(704) 736-1101

tdellinger@goprime.com

OneMain Financial

309 E Main St

Lincolnton NC 28086

(704) 735-8016

http://branches.onemainfinancial.com/nc/lincolnton/309-e--main-street.html

American Family Mortgage

527 N Aspen St

Lincolnton NC 28086

(704) 736-1101

tdellinger@amerfm.com

Address

828 E King St

Kings Mountain NC

Contact

(704) 739-3888

Address

219 S Battleground Ave

Kings Mountain NC

Contact

(704) 739-1311

Address

527 N Aspen St

Lincolnton NC

Contact

(704) 736-1101

tdellinger@goprime.com

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