Compare Today’s Mortgage Rates in La Grange, North Carolina 28551
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in La Grange, North Carolina 28551.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in La Grange, North Carolina 28551. For a 30-year fixed loan, our calculations show that you can expect to save up to $12,916 over the lifetime of your mortgage, which translates to a monthly savings of $36 in La Grange and other areas of Lenoir county.
Summary of Average Mortgages in La Grange, North Carolina 28551
Become a certified mortgage expert on Pureloan.com
in La Grange, North Carolina 28551
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for La Grange, North Carolina 28551
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in La Grange, NC 28551. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in La Grange, North Carolina 28551 from 2024 - 2016
We have compiled mortgage rates charts for home loans in La Grange, North Carolina and around Lenoir county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.10% | 91.11% | 93.26% | 89.05% | 87.61% | 86.06% | 85.67% | 85.99% | 84.08% |
| avg mortgage rate | 6.50% | 4.67% | 3.13% | 3.42% | 4.48% | 4.63% | 4.21% | 3.90% | 4.08% |
| % 15 year fixed mortgage | 3.92% | 7.16% | 5.38% | 8.79% | 8.94% | 10.27% | 10.85% | 11.91% | 12.82% |
| avg mortgage rate | 5.55% | 3.96% | 2.51% | 3.03% | 3.77% | 3.99% | 3.38% | 3.13% | 3.31% |
| Avg credit score | 755.59 | 761.04 | 757.52 | 764.97 | 775.21 | 757.65 | 755.97 | 758.70 | 761.77 |
| Avg LTV (loan to value) | 77.26% | 77.98% | 81.12% | 81.53% | 80.35% | 78.17% | 78.90% | 79.52% | 77.86% |
| Avg DTI (debt to income) | 35.74 | 35.46 | 33.86 | 33.55 | 34.67 | 34.11 | 33.36 | 33.86 | 31.91 |
| % First time homebuyer | 26.14% | 25.00% | 21.64% | 23.18% | 25.34% | 20.29% | 22.14% | 19.44% | 23.69% |
| Avg mortgage insurance % | 9.44% | 9.54% | 10.94% | 11.70% | 10.49% | 8.19% | 7.73% | 9.02% | 7.96% |
Best Mortgage Brokers around La Grange, North Carolina 28551
For those searching for a new home in La Grange, we have compiled a list of the top mortgage brokers located in and around La Grange, North Carolina 28551 to assist you with your search.
OneMain Financial
5101 Hwy 70 W
Morehead City NC 28551
(252) 247-7866
http://branches.onemainfinancial.com/nc/morehead-city/5101-highway-70-west.html
American Security Mortgage
5370 Hwy 70 W
Morehead City NC 28551
(252) 247-7703
http://www.americansecuritymortgage.com
Springleaf Financial Services
5000 Hwy 70 W
Morehead City NC 28551
(252) 247-0037
https://www.springleaf.com/branches/NC/Morehead-City/28557/1447
Wells Fargo Home Mortgage
800 Arendell St
Morehead City NC 28551
(252) 726-1114
http://www.wellsfargo.com/mortgage/
Carteret County Art And Crafts
2900 Arendell St
Morehead City NC 28551
(252) 247-6366
Address
5101 Hwy 70 W
Morehead City NC
Contact
(252) 247-7866
http://branches.onemainfinancial.com/nc/morehead-city/5101-highway-70-west.html
Address
5370 Hwy 70 W
Morehead City NC
Contact
(252) 247-7703
http://www.americansecuritymortgage.com
Address
5000 Hwy 70 W
Morehead City NC
Contact
(252) 247-0037
https://www.springleaf.com/branches/NC/Morehead-City/28557/1447