Compare Today’s Mortgage Rates in Lake Toxaway, North Carolina 28747
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Lake Toxaway, North Carolina 28747.
Our search engine thoroughly explores all home mortgage options in Lake Toxaway, North Carolina 28747, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $18,618 in lifetime cash or $52 per month in Lake Toxaway and other areas of Transylvania county.
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Summary of Average Mortgages in Lake Toxaway, North Carolina 28747
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lake Toxaway, North Carolina 28747
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lake Toxaway, NC 28747. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lake Toxaway, North Carolina 28747 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lake Toxaway, North Carolina and around Transylvania county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.83% | 93.43% | 94.01% | 91.04% | 89.51% | 88.47% | 87.02% | 90.07% | 88.66% |
avg mortgage rate | 6.52% | 4.55% | 3.03% | 3.35% | 4.38% | 4.62% | 4.16% | 3.88% | 4.08% |
% 15 year fixed mortgage | 5.61% | 4.49% | 4.82% | 7.44% | 8.22% | 9.73% | 11.53% | 8.53% | 8.94% |
avg mortgage rate | 5.65% | 3.60% | 2.39% | 2.85% | 3.75% | 3.96% | 3.36% | 3.17% | 3.23% |
Avg credit score | 758.68 | 771.57 | 762.72 | 766.52 | 759.30 | 759.26 | 760.02 | 759.93 | 761.78 |
Avg LTV (loan to value) | 75.15% | 77.61% | 79.74% | 79.28% | 78.59% | 76.78% | 77.70% | 78.88% | 78.37% |
Avg DTI (debt to income) | 36.66 | 35.59 | 33.86 | 33.89 | 34.59 | 33.88 | 33.15 | 33.02 | 33.09 |
% First time homebuyer | 32.74% | 25.85% | 22.69% | 23.98% | 22.79% | 21.03% | 19.52% | 20.50% | 20.07% |
Avg mortgage insurance % | 10.09% | 9.91% | 10.76% | 10.22% | 9.88% | 7.63% | 8.12% | 9.17% | 9.04% |
Best Mortgage Brokers around Lake Toxaway, North Carolina 28747
For those searching for a new home in Lake Toxaway, we have compiled a list of the top mortgage brokers located in and around Lake Toxaway, North Carolina 28747 to assist you with your search.
Name
Address
Contact
Equity One
551 N Main St
Marion NC 28747
(828) 652-4442
http://equityone.com
Ace Cash Express
320 Broad St
Marion NC 28747
(704) 867-9454
http://www.acecashexpress.com/
Marion Credit Co.
216 S Main St
Marion NC 28747
(828) 652-3661
Black Bear Trading Post
81 S Main St
Marion NC 28747
(828) 652-6800
Springleaf Financial Services
500 N Main St
Marion NC 28747
(828) 659-8419
https://www.springleaf.com/branches/NC/Marion/28752/1699
Address
551 N Main St
Marion NC
Contact
(828) 652-4442
http://equityone.com
Address
320 Broad St
Marion NC
Contact
(704) 867-9454
http://www.acecashexpress.com/
Address
216 S Main St
Marion NC
Contact
(828) 652-3661