Compare Today’s Mortgage Rates for Laurel Springs, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Laurel Springs, North Carolina 28644. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,165 or $12 / month in Laurel Springs and surrounding areas of Alleghany county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Laurel Springs, North Carolina 28644.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Laurel Springs, North Carolina 28644

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Laurel Springs, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Laurel Springs, NC 28644, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Laurel Springs, NC

Historical Mortgage Rates for Laurel Springs, North Carolina 28644 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Laurel Springs, North Carolina and around Alleghany county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Laurel Springs, North Carolina 28644

If you’re looking to buy a new home in Laurel Springs, we have compiled a list of the leading mortgage brokers around Laurel Springs, North Carolina 28644 to help you with your search.

Name
Address
Contact

Springleaf Financial Services

232 Morganton Blvd SW

Lenoir NC 28644

(828) 758-2358

compliancehelpline@slfs.com

Allied Financial Services

1102 West Ave NW

Lenoir NC 28644

(828) 758-7007

Carolina Farm Credit

332 Morganton Blvd SW

Lenoir NC 28644

(828) 758-9951

linkkf@charter.net

Security Financial Services

112 Wilkesboro Blvd SE

Lenoir NC 28644

(828) 754-9165

info@security-finance.com

W R Starkey Mortgage

101 Willow St NW

Lenoir NC 28644

(828) 757-4046

http://loanswithtom.com

Address

232 Morganton Blvd SW

Lenoir NC

Contact

(828) 758-2358

compliancehelpline@slfs.com

Address

1102 West Ave NW

Lenoir NC

Contact

(828) 758-7007

Address

332 Morganton Blvd SW

Lenoir NC

Contact

(828) 758-9951

linkkf@charter.net

News on Mortgages and Reverse Mortgages for Laurel Springs, North Carolina 28644