Compare Today’s Mortgage Rates in Lemon Springs, North Carolina 28355
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Lemon Springs, North Carolina 28355.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Lemon Springs, North Carolina 28355. For a 30-year fixed loan, our calculations show that you can expect to save up to $14,975 over the lifetime of your mortgage, which translates to a monthly savings of $42 in Lemon Springs and other areas of Lee county.
35.379
-79.1285
10873
Summary of Average Mortgages in Lemon Springs, North Carolina 28355
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lemon Springs, North Carolina 28355
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lemon Springs, NC 28355. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lemon Springs, North Carolina 28355 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lemon Springs, North Carolina and around Lee county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.45% | 91.88% | 90.44% | 88.98% | 88.29% | 82.89% | 84.48% | 85.16% | 85.12% |
| avg mortgage rate | 6.56% | 4.71% | 3.19% | 3.57% | 4.52% | 4.70% | 4.25% | 3.97% | 4.12% |
| % 15 year fixed mortgage | 3.64% | 5.91% | 7.72% | 8.86% | 9.57% | 13.60% | 12.35% | 13.17% | 12.19% |
| avg mortgage rate | 5.90% | 3.77% | 2.62% | 3.07% | 3.90% | 3.91% | 3.46% | 3.24% | 3.37% |
| Avg credit score | 748.44 | 750.85 | 752.73 | 755.11 | 753.53 | 756.69 | 753.50 | 768.64 | 756.71 |
| Avg LTV (loan to value) | 80.54% | 81.38% | 83.07% | 83.63% | 82.84% | 80.20% | 80.80% | 80.61% | 80.76% |
| Avg DTI (debt to income) | 37.85 | 35.61 | 34.07 | 34.44 | 33.51 | 33.89 | 33.89 | 33.01 | 32.98 |
| % First time homebuyer | 41.52% | 28.53% | 29.17% | 31.72% | 29.09% | 24.12% | 22.57% | 24.68% | 28.51% |
| Avg mortgage insurance % | 12.18% | 11.65% | 13.08% | 13.18% | 12.58% | 9.56% | 9.12% | 10.02% | 9.18% |
Best Mortgage Brokers around Lemon Springs, North Carolina 28355
For those searching for a new home in Lemon Springs, we have compiled a list of the top mortgage brokers located in and around Lemon Springs, North Carolina 28355 to assist you with your search.
Name
Address
Contact
Time Financing Service
941 N Breazeale Ave
Mount Olive NC 28355
(919) 658-2699
http://www.timefinancing.com
Imperial Finance Co.
507 N Breazeale Ave
Mount Olive NC 28355
(919) 658-5051
Tidewater
4022 Shipyard Blvd
Wilmington NC 28355
(910) 790-8004
http://www.mortgagemendersnc.com
Blue Water Mortgage
2002 Eastwood Rd
Wilmington NC 28355
(910) 256-2022
staceyharrell@bluewatermtg.com
Onemain Financial
351 S College Rd
Wilmington NC 28355
(910) 791-6950
http://www.citifinancial.com/
Address
941 N Breazeale Ave
Mount Olive NC
Contact
(919) 658-2699
http://www.timefinancing.com
Address
507 N Breazeale Ave
Mount Olive NC
Contact
(919) 658-5051
Address
4022 Shipyard Blvd
Wilmington NC
Contact
(910) 790-8004
http://www.mortgagemendersnc.com