Compare Today’s Mortgage Rates in Lenoir, North Carolina 28645
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Lenoir, North Carolina 28645.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Lenoir, North Carolina 28645. For a 30-year fixed loan, our calculations show that you can expect to save up to $11,874 over the lifetime of your mortgage, which translates to a monthly savings of $33 in Lenoir and other areas of Caldwell county.
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Summary of Average Mortgages in Lenoir, North Carolina 28645
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lenoir, North Carolina 28645
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lenoir, NC 28645. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lenoir, North Carolina 28645 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lenoir, North Carolina and around Caldwell county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.31% | 93.09% | 91.51% | 90.10% | 88.48% | 84.56% | 85.74% | 85.14% | 83.91% |
avg mortgage rate | 6.55% | 4.60% | 3.07% | 3.38% | 4.41% | 4.61% | 4.14% | 3.90% | 4.09% |
% 15 year fixed mortgage | 3.23% | 5.58% | 6.87% | 8.39% | 7.94% | 11.14% | 11.25% | 12.05% | 13.12% |
avg mortgage rate | 5.99% | 3.79% | 2.44% | 2.98% | 3.76% | 3.98% | 3.37% | 3.11% | 3.34% |
Avg credit score | 752.76 | 756.19 | 760.51 | 757.58 | 755.33 | 756.37 | 755.57 | 763.76 | 758.88 |
Avg LTV (loan to value) | 80.01% | 80.14% | 81.02% | 81.59% | 80.77% | 79.66% | 81.28% | 81.72% | 81.22% |
Avg DTI (debt to income) | 36.21 | 35.55 | 32.99 | 33.06 | 33.30 | 33.04 | 32.21 | 32.13 | 32.46 |
% First time homebuyer | 35.48% | 28.28% | 24.34% | 25.10% | 24.57% | 23.26% | 19.94% | 20.38% | 23.02% |
Avg mortgage insurance % | 12.34% | 11.72% | 12.02% | 11.74% | 11.09% | 9.99% | 10.24% | 10.93% | 10.36% |
Best Mortgage Brokers around Lenoir, North Carolina 28645
For those searching for a new home in Lenoir, we have compiled a list of the top mortgage brokers located in and around Lenoir, North Carolina 28645 to assist you with your search.
Name
Address
Contact
Universal Finance
312 Morganton Blvd SW
Lenoir NC 28645
(828) 759-0007
American Friendly Mortgage
839 Wilkesboro Blvd NE
Lenoir NC 28645
(828) 759-0149
ddouglas003@yahoo.com
Universal Finance
415 Blowing Rock Blvd
Lenoir NC 28645
(828) 759-0007
W R Starkey Mortgage
520 Mulberry St SW
Lenoir NC 28645
(828) 757-4046
Welcome Finance Co.
2025 Morganton Blvd SW
Lenoir NC 28645
(828) 758-0041
https://www.wfcnc.com/
Address
312 Morganton Blvd SW
Lenoir NC
Contact
(828) 759-0007
Address
839 Wilkesboro Blvd NE
Lenoir NC
Contact
(828) 759-0149
ddouglas003@yahoo.com
Address
415 Blowing Rock Blvd
Lenoir NC
Contact
(828) 759-0007