Compare Today’s Mortgage Rates for Lexington, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lexington, North Carolina 27294. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,130 or $11 / month in Lexington and surrounding areas of Davidson county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lexington, North Carolina 27294.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Lexington, North Carolina 27294

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Lexington, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lexington, NC 27294, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Lexington, NC

Historical Mortgage Rates for Lexington, North Carolina 27294 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Lexington, North Carolina and around Davidson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lexington, North Carolina 27294

If you’re looking to buy a new home in Lexington, we have compiled a list of the leading mortgage brokers around Lexington, North Carolina 27294 to help you with your search.

Name
Address
Contact

OneMain Financial

823 S Main St

Lexington NC 27294

(336) 249-9022

http://branches.onemainfinancial.com/nc/lexington/823-south-main-street.html

Davidson County Home Builders

503 E Center St

Lexington NC 27294

(336) 243-7880

mo@dmshomeloans.com

Springleaf Financial Services

234 Lowes Blvd

Lexington NC 27294

(336) 243-7970

compliancehelpline@slfs.com

Homeowners Mortgage

503 E Center St

Lexington NC 27294

(336) 243-7880

loan@dmshomeloans.com

Baney's Pawn Shop

1450 S Main St

Lexington NC 27294

(336) 248-4310

Address

823 S Main St

Lexington NC

Contact

(336) 249-9022

http://branches.onemainfinancial.com/nc/lexington/823-south-main-street.html

Address

503 E Center St

Lexington NC

Contact

(336) 243-7880

mo@dmshomeloans.com

Address

234 Lowes Blvd

Lexington NC

Contact

(336) 243-7970

compliancehelpline@slfs.com

News on Mortgages and Reverse Mortgages for Lexington, North Carolina 27294