Compare Today’s Mortgage Rates for Linville, North Carolina
Pureloan searches mortgage lenders and major banks in Linville, North Carolina 28646 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $16,438 or $46 / month is expected in Linville and other areas of Avery county.
Pureloan’s search engine explores all home mortgage options in Linville, North Carolina 28646, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Linville, North Carolina 28646
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Interactive Mortgage Rate Projections for Linville, NC
To forecast and predict mortgage rates in Linville, NC 28646, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Linville, North Carolina 28646 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Linville, North Carolina and around Avery county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Linville, North Carolina 28646
If you’re looking to buy a new home in Linville, we have compiled a list of the leading mortgage brokers around Linville, North Carolina 28646 to help you with your search.
Wells Fargo Home Mortgage
101 W Union St
Morganton NC 28646
(828) 438-5119
http://www.wellsfargo.com/mortgage/
OneMain Financial
202 W Fleming Dr
Morganton NC 28646
(828) 437-5349
http://branches.onemainfinancial.com/nc/morganton/202-west-flemming-drive.html
Springleaf Financial Services
126 Fiddlers Run Blvd
Morganton NC 28646
(828) 433-0779
compliancehelpline@slfs.com
Creekside Finance
125 Wamsutta Mill Rd
Morganton NC 28646
(828) 433-0647
info@creeksidefa.com
Security Financial Service
325 Sanford Dr
Morganton NC 28646
(828) 430-9450
info@security-finance.com
Address
101 W Union St
Morganton NC
Contact
(828) 438-5119
http://www.wellsfargo.com/mortgage/
Address
202 W Fleming Dr
Morganton NC
Contact
(828) 437-5349
http://branches.onemainfinancial.com/nc/morganton/202-west-flemming-drive.html
Address
126 Fiddlers Run Blvd
Morganton NC
Contact
(828) 433-0779
compliancehelpline@slfs.com