Compare Today’s Mortgage Rates for Linville, North Carolina

Pureloan searches mortgage lenders and major banks in Linville, North Carolina 28646 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,598 or $16 / month is expected in Linville and other areas of Avery county.

Pureloan’s search engine explores all home mortgage options in Linville, North Carolina 28646, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Linville, North Carolina 28646

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Linville, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Linville, NC 28646, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Linville, NC

Historical Mortgage Rates for Linville, North Carolina 28646 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Linville, North Carolina and around Avery county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Linville, North Carolina 28646

If you’re looking to buy a new home in Linville, we have compiled a list of the leading mortgage brokers around Linville, North Carolina 28646 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

101 W Union St

Morganton NC 28646

(828) 438-5119

http://www.wellsfargo.com/mortgage/

OneMain Financial

202 W Fleming Dr

Morganton NC 28646

(828) 437-5349

http://branches.onemainfinancial.com/nc/morganton/202-west-flemming-drive.html

Springleaf Financial Services

126 Fiddlers Run Blvd

Morganton NC 28646

(828) 433-0779

compliancehelpline@slfs.com

Creekside Finance

125 Wamsutta Mill Rd

Morganton NC 28646

(828) 433-0647

info@creeksidefa.com

Security Financial Service

325 Sanford Dr

Morganton NC 28646

(828) 430-9450

info@security-finance.com

Address

101 W Union St

Morganton NC

Contact

(828) 438-5119

http://www.wellsfargo.com/mortgage/

Address

202 W Fleming Dr

Morganton NC

Contact

(828) 437-5349

http://branches.onemainfinancial.com/nc/morganton/202-west-flemming-drive.html

Address

126 Fiddlers Run Blvd

Morganton NC

Contact

(828) 433-0779

compliancehelpline@slfs.com

News on Mortgages and Reverse Mortgages for Linville, North Carolina 28646