Compare Today’s Mortgage Rates in Linville, North Carolina 28646
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Linville, North Carolina 28646.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $20,437 over the lifetime of your 30-year fixed loan, or a monthly savings of $57 in Linville and other areas of Avery county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Linville, North Carolina 28646
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Interactive Mortgage Rate Projections for Linville, North Carolina 28646
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Linville, NC 28646. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Linville, North Carolina 28646 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Linville, North Carolina and around Avery county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.31% | 93.09% | 91.51% | 90.10% | 88.48% | 84.56% | 85.74% | 85.14% | 83.91% |
avg mortgage rate | 6.55% | 4.60% | 3.07% | 3.38% | 4.41% | 4.61% | 4.14% | 3.90% | 4.09% |
% 15 year fixed mortgage | 3.23% | 5.58% | 6.87% | 8.39% | 7.94% | 11.14% | 11.25% | 12.05% | 13.12% |
avg mortgage rate | 5.99% | 3.79% | 2.44% | 2.98% | 3.76% | 3.98% | 3.37% | 3.11% | 3.34% |
Avg credit score | 752.76 | 756.19 | 760.51 | 757.58 | 755.33 | 756.37 | 755.57 | 763.76 | 758.88 |
Avg LTV (loan to value) | 80.01% | 80.14% | 81.02% | 81.59% | 80.77% | 79.66% | 81.28% | 81.72% | 81.22% |
Avg DTI (debt to income) | 36.21 | 35.55 | 32.99 | 33.06 | 33.30 | 33.04 | 32.21 | 32.13 | 32.46 |
% First time homebuyer | 35.48% | 28.28% | 24.34% | 25.10% | 24.57% | 23.26% | 19.94% | 20.38% | 23.02% |
Avg mortgage insurance % | 12.34% | 11.72% | 12.02% | 11.74% | 11.09% | 9.99% | 10.24% | 10.93% | 10.36% |
Best Mortgage Brokers around Linville, North Carolina 28646
For those searching for a new home in Linville, we have compiled a list of the top mortgage brokers located in and around Linville, North Carolina 28646 to assist you with your search.
Wells Fargo Home Mortgage
101 W Union St
Morganton NC 28646
(828) 438-5119
http://www.wellsfargo.com/mortgage/
OneMain Financial
202 W Fleming Dr
Morganton NC 28646
(828) 437-5349
http://branches.onemainfinancial.com/nc/morganton/202-west-flemming-drive.html
Springleaf Financial Services
126 Fiddlers Run Blvd
Morganton NC 28646
(828) 433-0779
compliancehelpline@slfs.com
Creekside Finance
125 Wamsutta Mill Rd
Morganton NC 28646
(828) 433-0647
info@creeksidefa.com
Security Financial Service
325 Sanford Dr
Morganton NC 28646
(828) 430-9450
info@security-finance.com
Address
101 W Union St
Morganton NC
Contact
(828) 438-5119
http://www.wellsfargo.com/mortgage/
Address
202 W Fleming Dr
Morganton NC
Contact
(828) 437-5349
http://branches.onemainfinancial.com/nc/morganton/202-west-flemming-drive.html
Address
126 Fiddlers Run Blvd
Morganton NC
Contact
(828) 433-0779
compliancehelpline@slfs.com