Compare Today’s Mortgage Rates for Lowell, North Carolina
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Lowell, North Carolina 28098. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $19,700 or $55 / month in Lowell and other areas of Gaston county.
Our search engine explores all home mortgage options in Lowell, North Carolina 28098, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Lowell, North Carolina 28098
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APR
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Interactive Mortgage Rate Projections for Lowell, NC
To forecast and predict mortgage rates in Lowell, NC 28098, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lowell, North Carolina 28098 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Lowell, North Carolina and around Gaston county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lowell, North Carolina 28098
If you’re looking to buy a new home in Lowell, we have compiled a list of the leading mortgage brokers around Lowell, North Carolina 28098 to help you with your search.
Name
Address
Contact
DHD Ventures
314 Hampshire Hill Rd
Matthews NC 28098
(704) 321-0687
Financial Solutions
216 Mattridge Rd
Matthews NC 28098
(704) 321-1844
Carolina Choice Mortgage
250 N Trade St
Matthews NC 28098
(704) 708-4242
Regional Finance
3607 Matthews Mint Hill Rd
Matthews NC 28098
(980) 245-9230
Sallie Mae Mortgage
148 E Charles St
Matthews NC 28098
(704) 814-6554
http://www.slmmortgage.com
Address
314 Hampshire Hill Rd
Matthews NC
Contact
(704) 321-0687
Address
216 Mattridge Rd
Matthews NC
Contact
(704) 321-1844
Address
250 N Trade St
Matthews NC
Contact
(704) 708-4242