Compare Today’s Mortgage Rates in Lumberton, North Carolina 28358
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Lumberton, North Carolina 28358.
Our search engine thoroughly explores all home mortgage options in Lumberton, North Carolina 28358, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $6,383 in lifetime cash or $18 per month in Lumberton and other areas of Robeson county.
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Summary of Average Mortgages in Lumberton, North Carolina 28358
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lumberton, North Carolina 28358
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lumberton, NC 28358. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lumberton, North Carolina 28358 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lumberton, North Carolina and around Robeson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.45% | 91.88% | 90.44% | 88.98% | 88.29% | 82.89% | 84.48% | 85.16% | 85.12% |
| avg mortgage rate | 6.56% | 4.71% | 3.19% | 3.57% | 4.52% | 4.70% | 4.25% | 3.97% | 4.12% |
| % 15 year fixed mortgage | 3.64% | 5.91% | 7.72% | 8.86% | 9.57% | 13.60% | 12.35% | 13.17% | 12.19% |
| avg mortgage rate | 5.90% | 3.77% | 2.62% | 3.07% | 3.90% | 3.91% | 3.46% | 3.24% | 3.37% |
| Avg credit score | 748.44 | 750.85 | 752.73 | 755.11 | 753.53 | 756.69 | 753.50 | 768.64 | 756.71 |
| Avg LTV (loan to value) | 80.54% | 81.38% | 83.07% | 83.63% | 82.84% | 80.20% | 80.80% | 80.61% | 80.76% |
| Avg DTI (debt to income) | 37.85 | 35.61 | 34.07 | 34.44 | 33.51 | 33.89 | 33.89 | 33.01 | 32.98 |
| % First time homebuyer | 41.52% | 28.53% | 29.17% | 31.72% | 29.09% | 24.12% | 22.57% | 24.68% | 28.51% |
| Avg mortgage insurance % | 12.18% | 11.65% | 13.08% | 13.18% | 12.58% | 9.56% | 9.12% | 10.02% | 9.18% |
Best Mortgage Brokers around Lumberton, North Carolina 28358
For those searching for a new home in Lumberton, we have compiled a list of the top mortgage brokers located in and around Lumberton, North Carolina 28358 to assist you with your search.
Name
Address
Contact
American General Financial Svc
4826 Fayetteville Rd
Lumberton NC 28358
(910) 739-7593
http://www.loansfast.com
Water Stone Mortgage Corporation
4850 Fayetteville Rd
Lumberton NC 28358
(910) 674-4410
American General Financial Svc
601 N Elm St
Lumberton NC 28358
(910) 738-7201
http://www.loansfast.com
Cardinal Finance Co.
406 N Chestnut St
Lumberton NC 28358
(910) 738-4557
National Finance Co.
2204 N Pine St
Lumberton NC 28358
(910) 738-9618
http://www.nfcmoney.com/
Address
4826 Fayetteville Rd
Lumberton NC
Contact
(910) 739-7593
http://www.loansfast.com
Address
4850 Fayetteville Rd
Lumberton NC
Contact
(910) 674-4410
Address
601 N Elm St
Lumberton NC
Contact
(910) 738-7201
http://www.loansfast.com