Compare Today’s Mortgage Rates for Merritt, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Merritt, North Carolina 28556. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $25,619 or $71 / month in Merritt and surrounding areas of Pamlico county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Merritt, North Carolina 28556.
Summary of Average Mortgage Terms in Merritt, North Carolina 28556
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Interactive Mortgage Rate Projections for Merritt, NC
To forecast and predict mortgage rates in Merritt, NC 28556, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Merritt, North Carolina 28556 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Merritt, North Carolina and around Pamlico county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Merritt, North Carolina 28556
If you’re looking to buy a new home in Merritt, we have compiled a list of the leading mortgage brokers around Merritt, North Carolina 28556 to help you with your search.
Wells Fargo Home Mortgage
1916 S Glenburnie Rd
New Bern NC 28556
(252) 637-9494
http://www.wellsfargo.com/mortgage/
Metlife Home Loans
2117 S Glenburnie Rd
New Bern NC 28556
(252) 672-8819
http://www.carolinahomemedical.com
OneMain Financial
3332 Wellons Blvd
New Bern NC 28556
(252) 633-5255
http://branches.onemainfinancial.com/nc/new-bern/3332-wellons-boulevard.html
Carolina Storage Centers
2004 S Glenburnie Rd
New Bern NC 28556
(252) 635-1139
carolinastorage@nc.rr.com
Time Financing Service
1822 S Glenburnie Rd
New Bern NC 28556
(252) 638-2488
homeoffice@timefinancing.com
Address
1916 S Glenburnie Rd
New Bern NC
Contact
(252) 637-9494
http://www.wellsfargo.com/mortgage/
Address
2117 S Glenburnie Rd
New Bern NC
Contact
(252) 672-8819
http://www.carolinahomemedical.com
Address
3332 Wellons Blvd
New Bern NC
Contact
(252) 633-5255
http://branches.onemainfinancial.com/nc/new-bern/3332-wellons-boulevard.html