Compare Today’s Mortgage Rates for Merritt, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Merritt, North Carolina 28556. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $25,619 or $71 / month in Merritt and surrounding areas of Pamlico county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Merritt, North Carolina 28556.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Merritt, North Carolina 28556

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Merritt, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Merritt, NC 28556, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Merritt, NC

Historical Mortgage Rates for Merritt, North Carolina 28556 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Merritt, North Carolina and around Pamlico county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Merritt, North Carolina 28556

If you’re looking to buy a new home in Merritt, we have compiled a list of the leading mortgage brokers around Merritt, North Carolina 28556 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

1916 S Glenburnie Rd

New Bern NC 28556

(252) 637-9494

http://www.wellsfargo.com/mortgage/

Metlife Home Loans

2117 S Glenburnie Rd

New Bern NC 28556

(252) 672-8819

http://www.carolinahomemedical.com

OneMain Financial

3332 Wellons Blvd

New Bern NC 28556

(252) 633-5255

http://branches.onemainfinancial.com/nc/new-bern/3332-wellons-boulevard.html

Carolina Storage Centers

2004 S Glenburnie Rd

New Bern NC 28556

(252) 635-1139

carolinastorage@nc.rr.com

Time Financing Service

1822 S Glenburnie Rd

New Bern NC 28556

(252) 638-2488

homeoffice@timefinancing.com

Address

1916 S Glenburnie Rd

New Bern NC

Contact

(252) 637-9494

http://www.wellsfargo.com/mortgage/

Address

2117 S Glenburnie Rd

New Bern NC

Contact

(252) 672-8819

http://www.carolinahomemedical.com

Address

3332 Wellons Blvd

New Bern NC

Contact

(252) 633-5255

http://branches.onemainfinancial.com/nc/new-bern/3332-wellons-boulevard.html

News on Mortgages and Reverse Mortgages for Merritt, North Carolina 28556