Compare Today’s Mortgage Rates for Mill Spring, North Carolina

Pureloan searches mortgage lenders and major banks in Mill Spring, North Carolina 28756 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $15,609 or $43 / month is expected in Mill Spring and other areas of Polk county.

Pureloan’s search engine explores all home mortgage options in Mill Spring, North Carolina 28756, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Mill Spring, North Carolina 28756

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Mill Spring, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Mill Spring, NC 28756, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Mill Spring, NC

Historical Mortgage Rates for Mill Spring, North Carolina 28756 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Mill Spring, North Carolina and around Polk county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Mill Spring, North Carolina 28756

If you’re looking to buy a new home in Mill Spring, we have compiled a list of the leading mortgage brokers around Mill Spring, North Carolina 28756 to help you with your search.

Name
Address
Contact

OneMain Financial

49 Pisgah Hwy

Pisgah Forest NC 28756

(828) 883-8266

http://branches.onemainfinancial.com/nc/pisgah-forest/49-pisgah-highway.html

Cornerstone Residential Mtg

2 Walden Ridge Dr

Asheville NC 28756

(828) 650-9422

http://www.Cornerstonemtg.net

Wells Fargo Home Mortgage

80 Peachtree Rd

Asheville NC 28756

(828) 681-0686

http://www.wellsfargo.com/mortgage/

Mortgage Mountain Lifestyles

1293 Hendersonville Rd

Asheville NC 28756

(828) 274-0946

http://mountainlifestylesmortgage.com

Primemortgage Lending Inc.

56 White Oak Rd

Asheville NC 28756

(828) 483-5432

http://mortgagematchmakers.com

Address

49 Pisgah Hwy

Pisgah Forest NC

Contact

(828) 883-8266

http://branches.onemainfinancial.com/nc/pisgah-forest/49-pisgah-highway.html

Address

2 Walden Ridge Dr

Asheville NC

Contact

(828) 650-9422

http://www.Cornerstonemtg.net

Address

80 Peachtree Rd

Asheville NC

Contact

(828) 681-0686

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Mill Spring, North Carolina 28756