Compare Today’s Mortgage Rates for Mills River, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Mills River, North Carolina 28759. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $22,429 or $62 / month in Mills River and surrounding areas of Henderson county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Mills River, North Carolina 28759.
Summary of Average Mortgage Terms in Mills River, North Carolina 28759


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Interactive Mortgage Rate Projections for Mills River, NC
To forecast and predict mortgage rates in Mills River, NC 28759, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Mills River, North Carolina 28759 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Mills River, North Carolina and around Henderson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
% 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
% First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Mills River, North Carolina 28759
If you’re looking to buy a new home in Mills River, we have compiled a list of the leading mortgage brokers around Mills River, North Carolina 28759 to help you with your search.
OneMain Financial
49 Pisgah Hwy
Pisgah Forest NC 28759
(828) 883-8266
http://branches.onemainfinancial.com/nc/pisgah-forest/49-pisgah-highway.html
Cornerstone Residential Mtg
2 Walden Ridge Dr
Asheville NC 28759
(828) 650-9422
http://www.Cornerstonemtg.net
Wells Fargo Home Mortgage
80 Peachtree Rd
Asheville NC 28759
(828) 681-0686
http://www.wellsfargo.com/mortgage/
Mortgage Mountain Lifestyles
1293 Hendersonville Rd
Asheville NC 28759
(828) 274-0946
http://mountainlifestylesmortgage.com
Primemortgage Lending Inc.
56 White Oak Rd
Asheville NC 28759
(828) 483-5432
http://mortgagematchmakers.com
Address
49 Pisgah Hwy
Pisgah Forest NC
Contact
(828) 883-8266
http://branches.onemainfinancial.com/nc/pisgah-forest/49-pisgah-highway.html
Address
2 Walden Ridge Dr
Asheville NC
Contact
(828) 650-9422
http://www.Cornerstonemtg.net
Address
80 Peachtree Rd
Asheville NC
Contact
(828) 681-0686
http://www.wellsfargo.com/mortgage/