Compare Today’s Mortgage Rates for Mineral Springs, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Mineral Springs, North Carolina 28108. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $15,854 or $44 / month in Mineral Springs and surrounding areas of Union county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Mineral Springs, North Carolina 28108.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Mineral Springs, North Carolina 28108

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Mineral Springs, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Mineral Springs, NC 28108, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Mineral Springs, NC

Historical Mortgage Rates for Mineral Springs, North Carolina 28108 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Mineral Springs, North Carolina and around Union county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Mineral Springs, North Carolina 28108

If you’re looking to buy a new home in Mineral Springs, we have compiled a list of the leading mortgage brokers around Mineral Springs, North Carolina 28108 to help you with your search.

Name
Address
Contact

Springleaf Financial Services

1409 Skyway Dr

Monroe NC 28108

(704) 283-8111

compliancehelpline@slfs.com

TC Bennington & Association Inc.

2530 W Roosevelt Blvd

Monroe NC 28108

(704) 226-1865

American General Financial Svc

1409 Skyway Dr

Monroe NC 28108

(704) 283-8111

http://www.loansfast.com

OneMain Financial

1809 Dickerson Blvd

Monroe NC 28108

(704) 283-4726

http://branches.onemainfinancial.com/nc/monroe/1809-dickerson-blvd.html

Ace Cash Express

1313 W Roosevelt Blvd

Monroe NC 28108

(704) 282-4937

customerservice@acecashexpress.com

Address

1409 Skyway Dr

Monroe NC

Contact

(704) 283-8111

compliancehelpline@slfs.com

Address

2530 W Roosevelt Blvd

Monroe NC

Contact

(704) 226-1865

Address

1409 Skyway Dr

Monroe NC

Contact

(704) 283-8111

http://www.loansfast.com

News on Mortgages and Reverse Mortgages for Mineral Springs, North Carolina 28108