Compare Today’s Mortgage Rates in Monroe, North Carolina 28112
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Monroe, North Carolina 28112.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Monroe, North Carolina 28112. For a 30-year fixed loan, our calculations show that you can expect to save up to $10,244 over the lifetime of your mortgage, which translates to a monthly savings of $28 in Monroe and other areas of Union county.
Summary of Average Mortgages in Monroe, North Carolina 28112
Become a certified mortgage expert on Pureloan.com
in Monroe, North Carolina 28112
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Monroe, North Carolina 28112
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Monroe, NC 28112. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Monroe, North Carolina 28112 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Monroe, North Carolina and around Union county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.48% | 94.03% | 92.55% | 92.17% | 90.15% | 89.98% | 89.48% | 88.92% | 88.40% |
avg mortgage rate | 6.28% | 4.54% | 3.01% | 3.34% | 4.33% | 4.58% | 4.17% | 3.91% | 4.08% |
% 15 year fixed mortgage | 5.39% | 4.16% | 5.77% | 6.17% | 8.01% | 8.01% | 8.48% | 9.07% | 9.81% |
avg mortgage rate | 5.51% | 3.67% | 2.38% | 2.87% | 3.77% | 3.91% | 3.32% | 3.07% | 3.23% |
Avg credit score | 766.66 | 756.73 | 753.69 | 758.76 | 752.63 | 759.93 | 758.27 | 749.53 | 756.13 |
Avg LTV (loan to value) | 77.36% | 79.75% | 80.99% | 81.86% | 80.96% | 79.43% | 80.13% | 80.90% | 80.27% |
Avg DTI (debt to income) | 36.87 | 35.83 | 33.96 | 34.12 | 34.76 | 34.63 | 33.84 | 33.11 | 32.91 |
% First time homebuyer | 40.43% | 34.13% | 29.24% | 28.49% | 29.34% | 22.10% | 24.57% | 21.27% | 23.55% |
Avg mortgage insurance % | 11.09% | 11.77% | 12.26% | 13.22% | 11.85% | 10.47% | 11.34% | 12.00% | 11.69% |
Best Mortgage Brokers around Monroe, North Carolina 28112
For those searching for a new home in Monroe, we have compiled a list of the top mortgage brokers located in and around Monroe, North Carolina 28112 to assist you with your search.
American General Financial Svc
813 E Roosevelt Blvd
Monroe NC 28112
(704) 283-1555
http://www.loansfast.com
Onemain Financial
813 E Roosevelt Blvd
Monroe NC 28112
(704) 226-9113
http://www.onemainfinancial.com/
First Citizens Bank
111 E Jefferson St
Monroe NC 28112
(704) 282-4000
info@firstcitizens-bank.com
United Pawn Shop
421A E Franklin St
Monroe NC 28112
(704) 289-5310
contact@gun-shop-finder.com
Rbc Centura Bank
1730 Dickerson Blvd
Monroe NC 28112
(704) 225-7001
http://www.rbccentura.com
Address
813 E Roosevelt Blvd
Monroe NC
Contact
(704) 283-1555
http://www.loansfast.com
Address
813 E Roosevelt Blvd
Monroe NC
Contact
(704) 226-9113
http://www.onemainfinancial.com/
Address
111 E Jefferson St
Monroe NC
Contact
(704) 282-4000
info@firstcitizens-bank.com