Compare Today’s Mortgage Rates for Montezuma, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Montezuma, North Carolina 28653. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $10,584 or $29 / month in Montezuma and surrounding areas of Avery county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Montezuma, North Carolina 28653.
Summary of Average Mortgage Terms in Montezuma, North Carolina 28653
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Interactive Mortgage Rate Projections for Montezuma, NC
To forecast and predict mortgage rates in Montezuma, NC 28653, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Montezuma, North Carolina 28653 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Montezuma, North Carolina and around Avery county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Montezuma, North Carolina 28653
If you’re looking to buy a new home in Montezuma, we have compiled a list of the leading mortgage brokers around Montezuma, North Carolina 28653 to help you with your search.
Wells Fargo Home Mortgage
101 W Union St
Morganton NC 28653
(828) 438-5119
http://www.wellsfargo.com/mortgage/
OneMain Financial
202 W Fleming Dr
Morganton NC 28653
(828) 437-5349
http://branches.onemainfinancial.com/nc/morganton/202-west-flemming-drive.html
Springleaf Financial Services
126 Fiddlers Run Blvd
Morganton NC 28653
(828) 433-0779
compliancehelpline@slfs.com
Creekside Finance
125 Wamsutta Mill Rd
Morganton NC 28653
(828) 433-0647
info@creeksidefa.com
Security Financial Service
325 Sanford Dr
Morganton NC 28653
(828) 430-9450
info@security-finance.com
Address
101 W Union St
Morganton NC
Contact
(828) 438-5119
http://www.wellsfargo.com/mortgage/
Address
202 W Fleming Dr
Morganton NC
Contact
(828) 437-5349
http://branches.onemainfinancial.com/nc/morganton/202-west-flemming-drive.html
Address
126 Fiddlers Run Blvd
Morganton NC
Contact
(828) 433-0779
compliancehelpline@slfs.com