Compare Today’s Mortgage Rates for Morganton, North Carolina

Pureloan searches mortgage lenders and major banks in Morganton, North Carolina 28655 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,497 or $15 / month is expected in Morganton and other areas of Mcdowell county.

Pureloan’s search engine explores all home mortgage options in Morganton, North Carolina 28655, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Morganton, North Carolina 28655

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Morganton, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Morganton, NC 28655, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Morganton, NC

Historical Mortgage Rates for Morganton, North Carolina 28655 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Morganton, North Carolina and around Mcdowell county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Morganton, North Carolina 28655

If you’re looking to buy a new home in Morganton, we have compiled a list of the leading mortgage brokers around Morganton, North Carolina 28655 to help you with your search.

Name
Address
Contact

American General Financial Svc

903 W Union St

Morganton NC 28655

(828) 433-0779

http://www.loansfast.com

Walker Jackson Mortgage Co.

103 White St

Morganton NC 28655

(828) 438-2762

Welcome Finance Company

208 N Sterling St

Morganton NC 28655

(828) 433-1395

Airlie

216 N Sterling St

Morganton NC 28655

(828) 433-6911

ginny@morgantondevelopment.com

Wells Fargo Home Mortgage

202 Magnolia Dr

Morganton NC 28655

(828) 433-1188

http://www.wellsfargo.com/mortgage/

Address

903 W Union St

Morganton NC

Contact

(828) 433-0779

http://www.loansfast.com

Address

103 White St

Morganton NC

Contact

(828) 438-2762

Address

208 N Sterling St

Morganton NC

Contact

(828) 433-1395

News on Mortgages and Reverse Mortgages for Morganton, North Carolina 28655