Compare Today’s Mortgage Rates for Mount Airy, North Carolina
Pureloan searches mortgage lenders and major banks in Mount Airy, North Carolina 27030 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,725 or $24 / month is expected in Mount Airy and other areas of Surry county.
Pureloan’s search engine explores all home mortgage options in Mount Airy, North Carolina 27030, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Mount Airy, North Carolina 27030
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Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Mount Airy, NC
To forecast and predict mortgage rates in Mount Airy, NC 27030, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Mount Airy, North Carolina 27030 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Mount Airy, North Carolina and around Surry county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.49% | 89.74% | 91.32% | 89.25% | 92.52% | 88.79% | 92.54% | 91.48% |
| avg mortgage rate | 4.92% | 4.68% | 3.90% | 3.99% | 4.44% | 4.11% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 5.41% | 7.95% | 5.88% | 8.54% | 5.73% | 8.29% | 5.51% | 6.69% |
| avg mortgage rate | 4.35% | 3.83% | 3.16% | 3.13% | 3.38% | 3.21% | 3.08% | 3.46% |
| Avg credit score | 762.44 | 761.64 | 760.09 | 757.04 | 751.73 | 752.31 | 750.78 | 749.63 |
| Avg LTV (loan to value) | 75.23% | 77.09% | 79.54% | 80.82% | 81.30% | 82.18% | 82.17% | 81.98% |
| Avg DTI (debt to income) | 33.15 | 32.78 | 31.82 | 32.15 | 34.11 | 33.78 | 34.28 | 34.63 |
| % First time homebuyer | 31.76% | 27.65% | 29.56% | 35.60% | 34.69% | 36.71% | 37.16% | 33.27% |
| Avg mortgage insurance % | 4.67% | 6.77% | 8.78% | 10.98% | 11.96% | 13.17% | 13.39% | 12.32% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Mount Airy, North Carolina 27030
If you’re looking to buy a new home in Mount Airy, we have compiled a list of the leading mortgage brokers around Mount Airy, North Carolina 27030 to help you with your search.
Name
Address
Contact
First Southern Mortgage Loan Co.
162 N Renfro St
Mount Airy NC 27030
(336) 786-7663
Homeland Mortgage
502 W Lebanon St
Mount Airy NC 27030
(336) 789-2823
http://www.realestatemtairy.com
Granite City Mortgage
304 E Independence Blvd
Mount Airy NC 27030
(336) 719-7800
Residential Mortgage Corporation
304 E Independence Blvd
Mount Airy NC 27030
(336) 786-7110
Wells Fargo Home Mortgage
554 N Main St
Mount Airy NC 27030
(336) 786-5633
http://www.wellsfargo.com/mortgage/
Address
162 N Renfro St
Mount Airy NC
Contact
(336) 786-7663
Address
502 W Lebanon St
Mount Airy NC
Contact
(336) 789-2823
http://www.realestatemtairy.com
Address
304 E Independence Blvd
Mount Airy NC
Contact
(336) 719-7800