Compare Today’s Mortgage Rates for Mount Holly, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Mount Holly, North Carolina 28120. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,389 or $7 / month in Mount Holly and surrounding areas of Gaston county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Mount Holly, North Carolina 28120.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Mount Holly, North Carolina 28120

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Mount Holly, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Mount Holly, NC 28120, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Mount Holly, NC

Historical Mortgage Rates for Mount Holly, North Carolina 28120 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Mount Holly, North Carolina and around Gaston county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Mount Holly, North Carolina 28120

If you’re looking to buy a new home in Mount Holly, we have compiled a list of the leading mortgage brokers around Mount Holly, North Carolina 28120 to help you with your search.

Name
Address
Contact

Citizens South Bank

233 S Main St

Mount Holly NC 28120

(704) 827-6744

http://www.citizenssouth.com

Envoy Mortgage

111 E Charlotte Ave

Mount Holly NC 28120

(704) 820-8637

cflohr@envoymortgage.com

BP Capital Group

111 E Charlotte Ave

Mount Holly NC 28120

(828) 320-3087

pam@bpcapitalgroup.com

DHD Ventures

314 Hampshire Hill Rd

Matthews NC 28120

(704) 321-0687

Financial Solutions

216 Mattridge Rd

Matthews NC 28120

(704) 321-1844

Address

233 S Main St

Mount Holly NC

Contact

(704) 827-6744

http://www.citizenssouth.com

Address

111 E Charlotte Ave

Mount Holly NC

Contact

(704) 820-8637

cflohr@envoymortgage.com

Address

111 E Charlotte Ave

Mount Holly NC

Contact

(828) 320-3087

pam@bpcapitalgroup.com

News on Mortgages and Reverse Mortgages for Mount Holly, North Carolina 28120