Compare Today’s Mortgage Rates for Mount Pleasant, North Carolina

Pureloan searches mortgage lenders and major banks in Mount Pleasant, North Carolina 28124 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $6,922 or $19 / month is expected in Mount Pleasant and other areas of Cabarrus county.

Pureloan’s search engine explores all home mortgage options in Mount Pleasant, North Carolina 28124, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Mount Pleasant, North Carolina 28124

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Mount Pleasant, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Mount Pleasant, NC 28124, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Mount Pleasant, NC

Historical Mortgage Rates for Mount Pleasant, North Carolina 28124 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Mount Pleasant, North Carolina and around Cabarrus county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Mount Pleasant, North Carolina 28124

If you’re looking to buy a new home in Mount Pleasant, we have compiled a list of the leading mortgage brokers around Mount Pleasant, North Carolina 28124 to help you with your search.

Name
Address
Contact

BP Capital Group

111 E Charlotte Ave

Mount Holly NC 28124

(828) 320-3087

pam@bpcapitalgroup.com

Envoy Mortgage

111 E Charlotte Ave

Mount Holly NC 28124

(704) 820-8637

cflohr@envoymortgage.com

Citizens South Bank

233 S Main St

Mount Holly NC 28124

(704) 827-6744

http://www.citizenssouth.com

DHD Ventures

314 Hampshire Hill Rd

Matthews NC 28124

(704) 321-0687

Financial Solutions

216 Mattridge Rd

Matthews NC 28124

(704) 321-1844

Address

111 E Charlotte Ave

Mount Holly NC

Contact

(828) 320-3087

pam@bpcapitalgroup.com

Address

111 E Charlotte Ave

Mount Holly NC

Contact

(704) 820-8637

cflohr@envoymortgage.com

Address

233 S Main St

Mount Holly NC

Contact

(704) 827-6744

http://www.citizenssouth.com

News on Mortgages and Reverse Mortgages for Mount Pleasant, North Carolina 28124