Compare Today’s Mortgage Rates in New Bern, North Carolina 28563
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in New Bern, North Carolina 28563.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $14,881 over the lifetime of your 30-year fixed loan, or a monthly savings of $41 in New Bern and other areas of Craven county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in New Bern, North Carolina 28563
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Interactive Mortgage Rate Projections for New Bern, North Carolina 28563
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in New Bern, NC 28563. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in New Bern, North Carolina 28563 from 2024 - 2016
We have compiled mortgage rates charts for home loans in New Bern, North Carolina and around Craven county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.10% | 91.11% | 93.26% | 89.05% | 87.61% | 86.06% | 85.67% | 85.99% | 84.08% |
avg mortgage rate | 6.50% | 4.67% | 3.13% | 3.42% | 4.48% | 4.63% | 4.21% | 3.90% | 4.08% |
% 15 year fixed mortgage | 3.92% | 7.16% | 5.38% | 8.79% | 8.94% | 10.27% | 10.85% | 11.91% | 12.82% |
avg mortgage rate | 5.55% | 3.96% | 2.51% | 3.03% | 3.77% | 3.99% | 3.38% | 3.13% | 3.31% |
Avg credit score | 755.59 | 761.04 | 757.52 | 764.97 | 775.21 | 757.65 | 755.97 | 758.70 | 761.77 |
Avg LTV (loan to value) | 77.26% | 77.98% | 81.12% | 81.53% | 80.35% | 78.17% | 78.90% | 79.52% | 77.86% |
Avg DTI (debt to income) | 35.74 | 35.46 | 33.86 | 33.55 | 34.67 | 34.11 | 33.36 | 33.86 | 31.91 |
% First time homebuyer | 26.14% | 25.00% | 21.64% | 23.18% | 25.34% | 20.29% | 22.14% | 19.44% | 23.69% |
Avg mortgage insurance % | 9.44% | 9.54% | 10.94% | 11.70% | 10.49% | 8.19% | 7.73% | 9.02% | 7.96% |
Best Mortgage Brokers around New Bern, North Carolina 28563
For those searching for a new home in New Bern, we have compiled a list of the top mortgage brokers located in and around New Bern, North Carolina 28563 to assist you with your search.
Advanced Property Systems
301 S Front St
New Bern NC 28563
(252) 514-4004
Alpha Mortgage Corporation
134 Craven St
New Bern NC 28563
(252) 634-3000
Movement Mortgage
1915 Trent Blvd
New Bern NC 28563
(252) 649-0269
http://www.movementmortgage.com/
Onemain Financial
1230 US Highway 70 E
New Bern NC 28563
(252) 633-0446
http://www.onemainfinancial.com
Wells Fargo Advisors
400 S Front St
New Bern NC 28563
(252) 633-6222
https://home.wellsfargoadvisors.com/001_NB
Address
301 S Front St
New Bern NC
Contact
(252) 514-4004
Address
134 Craven St
New Bern NC
Contact
(252) 634-3000
Address
1915 Trent Blvd
New Bern NC
Contact
(252) 649-0269
http://www.movementmortgage.com/