Compare Today’s Mortgage Rates for New Bern, North Carolina

Pureloan searches mortgage lenders and major banks in New Bern, North Carolina 28560 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,154 or $23 / month is expected in New Bern and other areas of Craven county.

Pureloan’s search engine explores all home mortgage options in New Bern, North Carolina 28560, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in New Bern, North Carolina 28560

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for New Bern, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in New Bern, NC 28560, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for New Bern, NC

Historical Mortgage Rates for New Bern, North Carolina 28560 from 2014 - 2021

We have compiled mortgage rate charts for home loans in New Bern, North Carolina and around Craven county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around New Bern, North Carolina 28560

If you’re looking to buy a new home in New Bern, we have compiled a list of the leading mortgage brokers around New Bern, North Carolina 28560 to help you with your search.

Name
Address
Contact

Advanced Property Systems

301 S Front St

New Bern NC 28560

(252) 514-4004

Alpha Mortgage Corporation

134 Craven St

New Bern NC 28560

(252) 634-3000

Movement Mortgage

1915 Trent Blvd

New Bern NC 28560

(252) 649-0269

http://www.movementmortgage.com/

Onemain Financial

1230 US Highway 70 E

New Bern NC 28560

(252) 633-0446

http://www.onemainfinancial.com

Wells Fargo Advisors

400 S Front St

New Bern NC 28560

(252) 633-6222

https://home.wellsfargoadvisors.com/001_NB

Address

301 S Front St

New Bern NC

Contact

(252) 514-4004

Address

134 Craven St

New Bern NC

Contact

(252) 634-3000

Address

1915 Trent Blvd

New Bern NC

Contact

(252) 649-0269

http://www.movementmortgage.com/

News on Mortgages and Reverse Mortgages for New Bern, North Carolina 28560