Compare Today’s Mortgage Rates for Oak City, North Carolina
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Oak City, North Carolina 27857. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $2,024 or $6 / month in Oak City and other areas of Martin county.
Our search engine explores all home mortgage options in Oak City, North Carolina 27857, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Oak City, North Carolina 27857
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Interactive Mortgage Rate Projections for Oak City, NC
To forecast and predict mortgage rates in Oak City, NC 27857, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Oak City, North Carolina 27857 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Oak City, North Carolina and around Martin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.49% | 89.74% | 91.32% | 89.25% | 92.52% | 88.79% | 92.54% | 91.48% |
| avg mortgage rate | 4.92% | 4.68% | 3.90% | 3.99% | 4.44% | 4.11% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 5.41% | 7.95% | 5.88% | 8.54% | 5.73% | 8.29% | 5.51% | 6.69% |
| avg mortgage rate | 4.35% | 3.83% | 3.16% | 3.13% | 3.38% | 3.21% | 3.08% | 3.46% |
| Avg credit score | 762.44 | 761.64 | 760.09 | 757.04 | 751.73 | 752.31 | 750.78 | 749.63 |
| Avg LTV (loan to value) | 75.23% | 77.09% | 79.54% | 80.82% | 81.30% | 82.18% | 82.17% | 81.98% |
| Avg DTI (debt to income) | 33.15 | 32.78 | 31.82 | 32.15 | 34.11 | 33.78 | 34.28 | 34.63 |
| % First time homebuyer | 31.76% | 27.65% | 29.56% | 35.60% | 34.69% | 36.71% | 37.16% | 33.27% |
| Avg mortgage insurance % | 4.67% | 6.77% | 8.78% | 10.98% | 11.96% | 13.17% | 13.39% | 12.32% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Oak City, North Carolina 27857
If you’re looking to buy a new home in Oak City, we have compiled a list of the leading mortgage brokers around Oak City, North Carolina 27857 to help you with your search.
Piedmont Equipment Leasing
305 Edgebrook Dr
Pikeville NC 27857
(919) 709-4037
http://piedmontleasing.com
OneMain Financial
900 W Ehringhaus Street
Elizabeth City NC 27857
(252) 331-1588
http://branches.onemainfinancial.com/nc/elizabeth-city/900-west-ehringhaus-street.html
Springleaf Financial Services
407 S Griffin St
Elizabeth City NC 27857
(252) 335-0896
compliancehelpline@slfs.com
Atlantic Financial Service
145 E Rich Blvd
Elizabeth City NC 27857
(252) 338-9008
http://www.atlanticdiscount.com
Numerica Mortgage
507 E Main St
Elizabeth City NC 27857
(252) 261-9999
http://www.numericamortgage.com
Address
305 Edgebrook Dr
Pikeville NC
Contact
(919) 709-4037
http://piedmontleasing.com
Address
900 W Ehringhaus Street
Elizabeth City NC
Contact
(252) 331-1588
http://branches.onemainfinancial.com/nc/elizabeth-city/900-west-ehringhaus-street.html
Address
407 S Griffin St
Elizabeth City NC
Contact
(252) 335-0896
compliancehelpline@slfs.com