Compare Today’s Mortgage Rates for Oak Island, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Oak Island, North Carolina 28465. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,144 or $17 / month in Oak Island and surrounding areas of Brunswick county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Oak Island, North Carolina 28465.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Oak Island, North Carolina 28465

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Oak Island, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oak Island, NC 28465, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Oak Island, NC

Historical Mortgage Rates for Oak Island, North Carolina 28465 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Oak Island, North Carolina and around Brunswick county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oak Island, North Carolina 28465

If you’re looking to buy a new home in Oak Island, we have compiled a list of the leading mortgage brokers around Oak Island, North Carolina 28465 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

8505 E Oak Island Dr

Oak Island NC 28465

(910) 201-2082

http://www.wellsfargo.com/mortgage/

Sellers Bonding Since 1971

739 Washington St

Whiteville NC 28465

(910) 642-1116

http://Www.sellersbail.com

Check 'n Go

106 Columbus Corners Dr

Whiteville NC 28465

(910) 640-3100

http://www.checkngo.com/

OneMain Financial

1016 N Jk Powell Blvd

Whiteville NC 28465

(910) 642-1818

http://branches.onemainfinancial.com/nc/whiteville/1016-n-jk-powell-blvd-.html

Springleaf Financial Services

30 Northfield Ctr

Whiteville NC 28465

(910) 640-2700

compliancehelpline@slfs.com

Address

8505 E Oak Island Dr

Oak Island NC

Contact

(910) 201-2082

http://www.wellsfargo.com/mortgage/

Address

739 Washington St

Whiteville NC

Contact

(910) 642-1116

http://Www.sellersbail.com

Address

106 Columbus Corners Dr

Whiteville NC

Contact

(910) 640-3100

http://www.checkngo.com/

News on Mortgages and Reverse Mortgages for Oak Island, North Carolina 28465