Compare Today’s Mortgage Rates for Oak Ridge, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Oak Ridge, North Carolina 27310. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,165 or $12 / month in Oak Ridge and surrounding areas of Guilford county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Oak Ridge, North Carolina 27310.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Oak Ridge, North Carolina 27310

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Oak Ridge, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oak Ridge, NC 27310, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Oak Ridge, NC

Historical Mortgage Rates for Oak Ridge, North Carolina 27310 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Oak Ridge, North Carolina and around Guilford county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oak Ridge, North Carolina 27310

If you’re looking to buy a new home in Oak Ridge, we have compiled a list of the leading mortgage brokers around Oak Ridge, North Carolina 27310 to help you with your search.

Name
Address
Contact

Premier Mortgage Funding

8573 Linville Rd

Oak Ridge NC 27310

(336) 644-0009

Supreme Lending

900 N Main St

Randleman NC 27310

(336) 495-8500

http://supremebranch.com

Carolina Home Mortgage

288 East St

Pittsboro NC 27310

(919) 545-3000

info@carolinahomemortgage.com

Professional Mortgage Service

290 East St

Pittsboro NC 27310

(919) 542-2658

http://promortgagenc.com

First Bank

690 East St

Pittsboro NC 27310

(919) 545-0156

http://www.firstbancorp.com

Address

8573 Linville Rd

Oak Ridge NC

Contact

(336) 644-0009

Address

900 N Main St

Randleman NC

Contact

(336) 495-8500

http://supremebranch.com

Address

288 East St

Pittsboro NC

Contact

(919) 545-3000

info@carolinahomemortgage.com

News on Mortgages and Reverse Mortgages for Oak Ridge, North Carolina 27310