Compare Today’s Mortgage Rates for Oakboro, North Carolina

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Oakboro, North Carolina 28129. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,302 or $12 / month in Oakboro and other areas of Stanly county.

Our search engine explores all home mortgage options in Oakboro, North Carolina 28129, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Oakboro, North Carolina 28129

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Oakboro, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oakboro, NC 28129, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Oakboro, NC

Historical Mortgage Rates for Oakboro, North Carolina 28129 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Oakboro, North Carolina and around Stanly county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oakboro, North Carolina 28129

If you’re looking to buy a new home in Oakboro, we have compiled a list of the leading mortgage brokers around Oakboro, North Carolina 28129 to help you with your search.

Name
Address
Contact

Check 'n Go

321 S Polk St

Pineville NC 28129

(704) 889-2122

http://www.checkngo.com/

Duo Fast-the Carolinas

11172 Downs Rd

Charlotte NC 28129

(704) 588-4191

American General Financial Svc

513 N Polk St

Pineville NC 28129

(704) 889-4725

http://www.loansfast.com

Horizon of North Carolina

8726 Red Rd

Rockwell NC 28129

(704) 279-3397

horizon-ncvp@triad.rr.com

Pennies From Heaven Mortgage

923 China Grove Hwy

Rockwell NC 28129

(704) 279-9400

Address

321 S Polk St

Pineville NC

Contact

(704) 889-2122

http://www.checkngo.com/

Address

11172 Downs Rd

Charlotte NC

Contact

(704) 588-4191

Address

513 N Polk St

Pineville NC

Contact

(704) 889-4725

http://www.loansfast.com

News on Mortgages and Reverse Mortgages for Oakboro, North Carolina 28129