Compare Today’s Mortgage Rates for Ocracoke, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Ocracoke, North Carolina 27960. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,644 or $21 / month in Ocracoke and surrounding areas of Carteret county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Ocracoke, North Carolina 27960.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Ocracoke, North Carolina 27960

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ocracoke, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ocracoke, NC 27960, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ocracoke, NC

Historical Mortgage Rates for Ocracoke, North Carolina 27960 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Ocracoke, North Carolina and around Carteret county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ocracoke, North Carolina 27960

If you’re looking to buy a new home in Ocracoke, we have compiled a list of the leading mortgage brokers around Ocracoke, North Carolina 27960 to help you with your search.

Name
Address
Contact

Benchmark Mortgage

117 W Water St

Plymouth NC 27960

(252) 793-0700

http://www.benchmarkmortgage.com

Ace Cash Express

22 US Highway 64 E

Plymouth NC 27960

(252) 793-6081

employment@acecashexpress.com

Towne Bank Mortgage

117 W Water St

Plymouth NC 27960

(252) 793-0700

http://www.benchmarkmortgage.com

Onemain Financial

824 US Highway 64 E

Plymouth NC 27960

(252) 789-4870

http://www.onemainfinancial.com/uscfa/cfa/portal/home.do

Hoang Loan

805 Wessex Dr NE

Concord NC 27960

(704) 782-7732

Address

117 W Water St

Plymouth NC

Contact

(252) 793-0700

http://www.benchmarkmortgage.com

Address

22 US Highway 64 E

Plymouth NC

Contact

(252) 793-6081

employment@acecashexpress.com

Address

117 W Water St

Plymouth NC

Contact

(252) 793-0700

http://www.benchmarkmortgage.com

News on Mortgages and Reverse Mortgages for Ocracoke, North Carolina 27960