Compare Today’s Mortgage Rates in Ocracoke, North Carolina 27960
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Ocracoke, North Carolina 27960.
Our search engine thoroughly explores all home mortgage options in Ocracoke, North Carolina 27960, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,244 in lifetime cash or $9 per month in Ocracoke and other areas of Carteret county.
Summary of Average Mortgages in Ocracoke, North Carolina 27960
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Interactive Mortgage Rate Projections for Ocracoke, North Carolina 27960
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ocracoke, NC 27960. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ocracoke, North Carolina 27960 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ocracoke, North Carolina and around Carteret county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.59% | 90.93% | 89.43% | 87.12% | 85.66% | 83.09% | 82.93% | 82.36% | 82.06% |
avg mortgage rate | 6.52% | 4.55% | 3.08% | 3.43% | 4.44% | 4.63% | 4.16% | 3.92% | 4.08% |
% 15 year fixed mortgage | 7.41% | 6.68% | 8.69% | 10.47% | 9.85% | 11.00% | 13.17% | 13.70% | 14.52% |
avg mortgage rate | 5.89% | 3.78% | 2.44% | 2.91% | 3.89% | 3.99% | 3.44% | 3.17% | 3.18% |
Avg credit score | 748.81 | 758.98 | 761.00 | 753.48 | 749.85 | 772.20 | 771.91 | 754.22 | 758.15 |
Avg LTV (loan to value) | 80.04% | 80.96% | 83.08% | 84.28% | 83.25% | 81.20% | 81.23% | 81.88% | 80.87% |
Avg DTI (debt to income) | 35.69 | 34.88 | 32.95 | 32.56 | 32.85 | 33.35 | 32.56 | 31.32 | 31.67 |
% First time homebuyer | 33.80% | 30.81% | 29.67% | 28.69% | 30.42% | 25.45% | 23.75% | 25.00% | 26.61% |
Avg mortgage insurance % | 12.59% | 12.00% | 13.44% | 14.05% | 13.45% | 10.86% | 10.73% | 10.76% | 10.57% |
Best Mortgage Brokers around Ocracoke, North Carolina 27960
For those searching for a new home in Ocracoke, we have compiled a list of the top mortgage brokers located in and around Ocracoke, North Carolina 27960 to assist you with your search.
Benchmark Mortgage
117 W Water St
Plymouth NC 27960
(252) 793-0700
http://www.benchmarkmortgage.com
Ace Cash Express
22 US Highway 64 E
Plymouth NC 27960
(252) 793-6081
employment@acecashexpress.com
Towne Bank Mortgage
117 W Water St
Plymouth NC 27960
(252) 793-0700
http://www.benchmarkmortgage.com
Onemain Financial
824 US Highway 64 E
Plymouth NC 27960
(252) 789-4870
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Hoang Loan
805 Wessex Dr NE
Concord NC 27960
(704) 782-7732
Address
117 W Water St
Plymouth NC
Contact
(252) 793-0700
http://www.benchmarkmortgage.com
Address
22 US Highway 64 E
Plymouth NC
Contact
(252) 793-6081
employment@acecashexpress.com
Address
117 W Water St
Plymouth NC
Contact
(252) 793-0700
http://www.benchmarkmortgage.com