Compare Today’s Mortgage Rates for Otto, North Carolina

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Otto, North Carolina 28763. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $8,801 or $24 / month in Otto and other areas of Macon county.

Our search engine explores all home mortgage options in Otto, North Carolina 28763, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Otto, North Carolina 28763

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Otto, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Otto, NC 28763, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Otto, NC

Historical Mortgage Rates for Otto, North Carolina 28763 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Otto, North Carolina and around Macon county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Otto, North Carolina 28763

If you’re looking to buy a new home in Otto, we have compiled a list of the leading mortgage brokers around Otto, North Carolina 28763 to help you with your search.

Name
Address
Contact

OneMain Financial

49 Pisgah Hwy

Pisgah Forest NC 28763

(828) 883-8266

http://branches.onemainfinancial.com/nc/pisgah-forest/49-pisgah-highway.html

Cornerstone Residential Mtg

2 Walden Ridge Dr

Asheville NC 28763

(828) 650-9422

http://www.Cornerstonemtg.net

Wells Fargo Home Mortgage

80 Peachtree Rd

Asheville NC 28763

(828) 681-0686

http://www.wellsfargo.com/mortgage/

Mortgage Mountain Lifestyles

1293 Hendersonville Rd

Asheville NC 28763

(828) 274-0946

http://mountainlifestylesmortgage.com

Primemortgage Lending Inc.

56 White Oak Rd

Asheville NC 28763

(828) 483-5432

http://mortgagematchmakers.com

Address

49 Pisgah Hwy

Pisgah Forest NC

Contact

(828) 883-8266

http://branches.onemainfinancial.com/nc/pisgah-forest/49-pisgah-highway.html

Address

2 Walden Ridge Dr

Asheville NC

Contact

(828) 650-9422

http://www.Cornerstonemtg.net

Address

80 Peachtree Rd

Asheville NC

Contact

(828) 681-0686

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Otto, North Carolina 28763