Compare Today’s Mortgage Rates for Oxford, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Oxford, North Carolina 27565. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $9,307 or $26 / month in Oxford and surrounding areas of Granville county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Oxford, North Carolina 27565.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Oxford, North Carolina 27565

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Oxford, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oxford, NC 27565, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Oxford, NC

Historical Mortgage Rates for Oxford, North Carolina 27565 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Oxford, North Carolina and around Granville county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oxford, North Carolina 27565

If you’re looking to buy a new home in Oxford, we have compiled a list of the leading mortgage brokers around Oxford, North Carolina 27565 to help you with your search.

Name
Address
Contact

OneMain Financial

112 Hillsboro St

Oxford NC 27565

(919) 693-6105

http://branches.onemainfinancial.com/nc/oxford/112-hillsboro-street.html

American General Financial Svc

304 Granville Cors

Oxford NC 27565

(919) 692-2150

http://www.loansfast.com

Thomas Global Capital Group

412 Lanier St

Oxford NC 27565

(919) 948-6011

Fidelity Bank - Mortgage Lending Office

126 Main St

Oxford NC 27565

(919) 603-5141

customersupport@lionbank.com

North State Acceptance

921 N Brightleaf Blvd

Smithfield NC 27565

(919) 938-4242

scoffman@northstateacceptance.com

Address

112 Hillsboro St

Oxford NC

Contact

(919) 693-6105

http://branches.onemainfinancial.com/nc/oxford/112-hillsboro-street.html

Address

304 Granville Cors

Oxford NC

Contact

(919) 692-2150

http://www.loansfast.com

Address

412 Lanier St

Oxford NC

Contact

(919) 948-6011

News on Mortgages and Reverse Mortgages for Oxford, North Carolina 27565