Compare Today’s Mortgage Rates for Oxford, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Oxford, North Carolina 27565. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $9,307 or $26 / month in Oxford and surrounding areas of Granville county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Oxford, North Carolina 27565.
Summary of Average Mortgage Terms in Oxford, North Carolina 27565
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Interactive Mortgage Rate Projections for Oxford, NC
To forecast and predict mortgage rates in Oxford, NC 27565, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Oxford, North Carolina 27565 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Oxford, North Carolina and around Granville county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.49% | 89.74% | 91.32% | 89.25% | 92.52% | 88.79% | 92.54% | 91.48% |
| avg mortgage rate | 4.92% | 4.68% | 3.90% | 3.99% | 4.44% | 4.11% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 5.41% | 7.95% | 5.88% | 8.54% | 5.73% | 8.29% | 5.51% | 6.69% |
| avg mortgage rate | 4.35% | 3.83% | 3.16% | 3.13% | 3.38% | 3.21% | 3.08% | 3.46% |
| Avg credit score | 762.44 | 761.64 | 760.09 | 757.04 | 751.73 | 752.31 | 750.78 | 749.63 |
| Avg LTV (loan to value) | 75.23% | 77.09% | 79.54% | 80.82% | 81.30% | 82.18% | 82.17% | 81.98% |
| Avg DTI (debt to income) | 33.15 | 32.78 | 31.82 | 32.15 | 34.11 | 33.78 | 34.28 | 34.63 |
| % First time homebuyer | 31.76% | 27.65% | 29.56% | 35.60% | 34.69% | 36.71% | 37.16% | 33.27% |
| Avg mortgage insurance % | 4.67% | 6.77% | 8.78% | 10.98% | 11.96% | 13.17% | 13.39% | 12.32% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Oxford, North Carolina 27565
If you’re looking to buy a new home in Oxford, we have compiled a list of the leading mortgage brokers around Oxford, North Carolina 27565 to help you with your search.
OneMain Financial
112 Hillsboro St
Oxford NC 27565
(919) 693-6105
http://branches.onemainfinancial.com/nc/oxford/112-hillsboro-street.html
American General Financial Svc
304 Granville Cors
Oxford NC 27565
(919) 692-2150
http://www.loansfast.com
Thomas Global Capital Group
412 Lanier St
Oxford NC 27565
(919) 948-6011
Fidelity Bank - Mortgage Lending Office
126 Main St
Oxford NC 27565
(919) 603-5141
customersupport@lionbank.com
North State Acceptance
921 N Brightleaf Blvd
Smithfield NC 27565
(919) 938-4242
scoffman@northstateacceptance.com
Address
112 Hillsboro St
Oxford NC
Contact
(919) 693-6105
http://branches.onemainfinancial.com/nc/oxford/112-hillsboro-street.html
Address
304 Granville Cors
Oxford NC
Contact
(919) 692-2150
http://www.loansfast.com
Address
412 Lanier St
Oxford NC
Contact
(919) 948-6011