Compare Today’s Mortgage Rates for Point Harbor, North Carolina

Pureloan searches mortgage lenders and major banks in Point Harbor, North Carolina 27964 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,720 or $38 / month is expected in Point Harbor and other areas of Currituck county.

Pureloan’s search engine explores all home mortgage options in Point Harbor, North Carolina 27964, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Point Harbor, North Carolina 27964

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Point Harbor, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Point Harbor, NC 27964, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Point Harbor, NC

Historical Mortgage Rates for Point Harbor, North Carolina 27964 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Point Harbor, North Carolina and around Currituck county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Point Harbor, North Carolina 27964

If you’re looking to buy a new home in Point Harbor, we have compiled a list of the leading mortgage brokers around Point Harbor, North Carolina 27964 to help you with your search.

Name
Address
Contact

Benchmark Mortgage

117 W Water St

Plymouth NC 27964

(252) 793-0700

http://www.benchmarkmortgage.com

Ace Cash Express

22 US Highway 64 E

Plymouth NC 27964

(252) 793-6081

employment@acecashexpress.com

Towne Bank Mortgage

117 W Water St

Plymouth NC 27964

(252) 793-0700

http://www.benchmarkmortgage.com

Onemain Financial

824 US Highway 64 E

Plymouth NC 27964

(252) 789-4870

http://www.onemainfinancial.com/uscfa/cfa/portal/home.do

Hoang Loan

805 Wessex Dr NE

Concord NC 27964

(704) 782-7732

Address

117 W Water St

Plymouth NC

Contact

(252) 793-0700

http://www.benchmarkmortgage.com

Address

22 US Highway 64 E

Plymouth NC

Contact

(252) 793-6081

employment@acecashexpress.com

Address

117 W Water St

Plymouth NC

Contact

(252) 793-0700

http://www.benchmarkmortgage.com

News on Mortgages and Reverse Mortgages for Point Harbor, North Carolina 27964