Compare Today’s Mortgage Rates for Polkville, North Carolina

Pureloan searches mortgage lenders and major banks in Polkville, North Carolina 28136 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,720 or $38 / month is expected in Polkville and other areas of Cleveland county.

Pureloan’s search engine explores all home mortgage options in Polkville, North Carolina 28136, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Polkville, North Carolina 28136

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Polkville, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Polkville, NC 28136, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Polkville, NC

Historical Mortgage Rates for Polkville, North Carolina 28136 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Polkville, North Carolina and around Cleveland county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Polkville, North Carolina 28136

If you’re looking to buy a new home in Polkville, we have compiled a list of the leading mortgage brokers around Polkville, North Carolina 28136 to help you with your search.

Name
Address
Contact

Granite Mortgage

315 N Main St

Salisbury NC 28136

(704) 633-8007

http://granitemortgageinc.com

Southern Mortgage Co.

127 N Fulton St

Salisbury NC 28136

(704) 754-5544

http://www.southernmtg.com

Camille Lombard Mortgage Service

127 N Fulton St

Salisbury NC 28136

(704) 633-3243

Ace Cash Express

1529 W Innes St

Salisbury NC 28136

(704) 639-0700

customerservice@acecashexpress.com

Springleaf Financial Services

1040 Freeland Dr

Salisbury NC 28136

(704) 633-4311

compliancehelpline@slfs.com

Address

315 N Main St

Salisbury NC

Contact

(704) 633-8007

http://granitemortgageinc.com

Address

127 N Fulton St

Salisbury NC

Contact

(704) 754-5544

http://www.southernmtg.com

Address

127 N Fulton St

Salisbury NC

Contact

(704) 633-3243

News on Mortgages and Reverse Mortgages for Polkville, North Carolina 28136