Compare Today’s Mortgage Rates for Prospect Hill, North Carolina

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Prospect Hill, North Carolina 27314. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $9,319 or $26 / month in Prospect Hill and other areas of Caswell county.

Our search engine explores all home mortgage options in Prospect Hill, North Carolina 27314, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Prospect Hill, North Carolina 27314

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Prospect Hill, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Prospect Hill, NC 27314, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Prospect Hill, NC

Historical Mortgage Rates for Prospect Hill, North Carolina 27314 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Prospect Hill, North Carolina and around Caswell county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Prospect Hill, North Carolina 27314

If you’re looking to buy a new home in Prospect Hill, we have compiled a list of the leading mortgage brokers around Prospect Hill, North Carolina 27314 to help you with your search.

Name
Address
Contact

Supreme Lending

900 N Main St

Randleman NC 27314

(336) 495-8500

http://supremebranch.com

Carolina Home Mortgage

288 East St

Pittsboro NC 27314

(919) 545-3000

info@carolinahomemortgage.com

Professional Mortgage Service

290 East St

Pittsboro NC 27314

(919) 542-2658

http://promortgagenc.com

First Bank

690 East St

Pittsboro NC 27314

(919) 545-0156

http://www.firstbancorp.com

Monarch Mortgage

287 East St

Pittsboro NC 27314

(919) 533-6854

Address

900 N Main St

Randleman NC

Contact

(336) 495-8500

http://supremebranch.com

Address

288 East St

Pittsboro NC

Contact

(919) 545-3000

info@carolinahomemortgage.com

Address

290 East St

Pittsboro NC

Contact

(919) 542-2658

http://promortgagenc.com

News on Mortgages and Reverse Mortgages for Prospect Hill, North Carolina 27314