Compare Today’s Mortgage Rates for Raleigh, North Carolina

Pureloan searches mortgage lenders and major banks in Raleigh, North Carolina 27699 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $10,176 or $28 / month is expected in Raleigh and other areas of Wake county.

Pureloan’s search engine explores all home mortgage options in Raleigh, North Carolina 27699, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Raleigh, North Carolina 27699

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Raleigh, NC 27699, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Raleigh, North Carolina 27699 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Raleigh, North Carolina and around Wake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Raleigh, North Carolina 27699

If you’re looking to buy a new home in Raleigh, we have compiled a list of the leading mortgage brokers around Raleigh, North Carolina 27699 to help you with your search.

Name
Address
Contact

Regal Mortgage Service

1100 Navaho Dr

Raleigh NC 27699

(919) 285-8266

Wells Fargo Home Mortgage

3959 New Bern Ave

Raleigh NC 27699

(919) 231-0823

http://www.wellsfargo.com/mortgage/

Family Auto Financing

1620 Automotive Way

Raleigh NC 27699

(919) 861-2033

Angel Acceptance

1620 Automotive Way

Raleigh NC 27699

(919) 839-6167

North Carolina, Housing Finance Agency

3508 Bush St

Raleigh NC 27699

(919) 877-5700

wendy.francis@osc.nc.gov

Address

1100 Navaho Dr

Raleigh NC

Contact

(919) 285-8266

Address

3959 New Bern Ave

Raleigh NC

Contact

(919) 231-0823

http://www.wellsfargo.com/mortgage/

Address

1620 Automotive Way

Raleigh NC

Contact

(919) 861-2033

News on Mortgages and Reverse Mortgages for Raleigh, North Carolina 27699