Compare Today’s Mortgage Rates for Richlands, North Carolina
Pureloan searches mortgage lenders and major banks in Richlands, North Carolina 28574 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $16,115 or $45 / month is expected in Richlands and other areas of Onslow county.
Pureloan’s search engine explores all home mortgage options in Richlands, North Carolina 28574, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Richlands, North Carolina 28574
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Interactive Mortgage Rate Projections for Richlands, NC
To forecast and predict mortgage rates in Richlands, NC 28574, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Richlands, North Carolina 28574 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Richlands, North Carolina and around Onslow county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Richlands, North Carolina 28574
If you’re looking to buy a new home in Richlands, we have compiled a list of the leading mortgage brokers around Richlands, North Carolina 28574 to help you with your search.
Springleaf Financial Services
2227 US Highway 70 SE
Hickory NC 28574
(828) 322-4993
compliancehelpline@slfs.com
OneMain Financial
561 US Highway 70 SW
Hickory NC 28574
(828) 324-2820
http://branches.onemainfinancial.com/nc/hickory/561-us-highway-70-sw.html
Home Credit
1419 1st Ave SW
Hickory NC 28574
(828) 304-0800
fg@fg.cz
Mortgage Connection
785 US Highway 70 SW
Hickory NC 28574
(828) 261-0808
http://www.mortgageconnectioncorp.com/
American Security Mortgage
910 Tate Blvd SE
Hickory NC 28574
(828) 267-2477
sales@1asmc.com
Address
2227 US Highway 70 SE
Hickory NC
Contact
(828) 322-4993
compliancehelpline@slfs.com
Address
561 US Highway 70 SW
Hickory NC
Contact
(828) 324-2820
http://branches.onemainfinancial.com/nc/hickory/561-us-highway-70-sw.html
Address
1419 1st Ave SW
Hickory NC
Contact
(828) 304-0800
fg@fg.cz