Compare Today’s Mortgage Rates for Richlands, North Carolina

Pureloan searches mortgage lenders and major banks in Richlands, North Carolina 28574 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $16,115 or $45 / month is expected in Richlands and other areas of Onslow county.

Pureloan’s search engine explores all home mortgage options in Richlands, North Carolina 28574, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Richlands, North Carolina 28574

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Richlands, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Richlands, NC 28574, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Richlands, NC

Historical Mortgage Rates for Richlands, North Carolina 28574 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Richlands, North Carolina and around Onslow county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Richlands, North Carolina 28574

If you’re looking to buy a new home in Richlands, we have compiled a list of the leading mortgage brokers around Richlands, North Carolina 28574 to help you with your search.

Name
Address
Contact

Springleaf Financial Services

2227 US Highway 70 SE

Hickory NC 28574

(828) 322-4993

compliancehelpline@slfs.com

OneMain Financial

561 US Highway 70 SW

Hickory NC 28574

(828) 324-2820

http://branches.onemainfinancial.com/nc/hickory/561-us-highway-70-sw.html

Home Credit

1419 1st Ave SW

Hickory NC 28574

(828) 304-0800

fg@fg.cz

Mortgage Connection

785 US Highway 70 SW

Hickory NC 28574

(828) 261-0808

http://www.mortgageconnectioncorp.com/

American Security Mortgage

910 Tate Blvd SE

Hickory NC 28574

(828) 267-2477

sales@1asmc.com

Address

2227 US Highway 70 SE

Hickory NC

Contact

(828) 322-4993

compliancehelpline@slfs.com

Address

561 US Highway 70 SW

Hickory NC

Contact

(828) 324-2820

http://branches.onemainfinancial.com/nc/hickory/561-us-highway-70-sw.html

Address

1419 1st Ave SW

Hickory NC

Contact

(828) 304-0800

fg@fg.cz

News on Mortgages and Reverse Mortgages for Richlands, North Carolina 28574