Compare Today’s Mortgage Rates in Ridgecrest, North Carolina 28770
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Ridgecrest, North Carolina 28770.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Ridgecrest, North Carolina 28770. For a 30-year fixed loan, our calculations show that you can expect to save up to $11,170 over the lifetime of your mortgage, which translates to a monthly savings of $31 in Ridgecrest and other areas of Buncombe county.
Summary of Average Mortgages in Ridgecrest, North Carolina 28770
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Interactive Mortgage Rate Projections for Ridgecrest, North Carolina 28770
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ridgecrest, NC 28770. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ridgecrest, North Carolina 28770 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ridgecrest, North Carolina and around Buncombe county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.83% | 93.43% | 94.01% | 91.04% | 89.51% | 88.47% | 87.02% | 90.07% | 88.66% |
avg mortgage rate | 6.52% | 4.55% | 3.03% | 3.35% | 4.38% | 4.62% | 4.16% | 3.88% | 4.08% |
% 15 year fixed mortgage | 5.61% | 4.49% | 4.82% | 7.44% | 8.22% | 9.73% | 11.53% | 8.53% | 8.94% |
avg mortgage rate | 5.65% | 3.60% | 2.39% | 2.85% | 3.75% | 3.96% | 3.36% | 3.17% | 3.23% |
Avg credit score | 758.68 | 771.57 | 762.72 | 766.52 | 759.30 | 759.26 | 760.02 | 759.93 | 761.78 |
Avg LTV (loan to value) | 75.15% | 77.61% | 79.74% | 79.28% | 78.59% | 76.78% | 77.70% | 78.88% | 78.37% |
Avg DTI (debt to income) | 36.66 | 35.59 | 33.86 | 33.89 | 34.59 | 33.88 | 33.15 | 33.02 | 33.09 |
% First time homebuyer | 32.74% | 25.85% | 22.69% | 23.98% | 22.79% | 21.03% | 19.52% | 20.50% | 20.07% |
Avg mortgage insurance % | 10.09% | 9.91% | 10.76% | 10.22% | 9.88% | 7.63% | 8.12% | 9.17% | 9.04% |
Best Mortgage Brokers around Ridgecrest, North Carolina 28770
For those searching for a new home in Ridgecrest, we have compiled a list of the top mortgage brokers located in and around Ridgecrest, North Carolina 28770 to assist you with your search.
Onemain Financial
11805 S 226 Hwy
Spruce Pine NC 28770
(828) 765-4503
http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html
May Coalition
169 Locust St
Spruce Pine NC 28770
(828) 765-8880
mayloan@bellsouth.net
OneMain Financial
11805 Highway 226
Spruce Pine NC 28770
(828) 765-4503
http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html
Wells Fargo Home Mortgage
189 Oak Ave
Spruce Pine NC 28770
(828) 765-3700
http://www.wellsfargo.com/mortgage/
Mountain Village Mortgage
3065 US Highway 64 E
Sapphire NC 28770
(828) 743-7073
Address
11805 S 226 Hwy
Spruce Pine NC
Contact
(828) 765-4503
http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html
Address
169 Locust St
Spruce Pine NC
Contact
(828) 765-8880
mayloan@bellsouth.net
Address
11805 Highway 226
Spruce Pine NC
Contact
(828) 765-4503
http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html