Compare Today’s Mortgage Rates for Ridgecrest, North Carolina

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Ridgecrest, North Carolina 28770. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $16,115 or $45 / month in Ridgecrest and other areas of Buncombe county.

Our search engine explores all home mortgage options in Ridgecrest, North Carolina 28770, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Ridgecrest, North Carolina 28770

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ridgecrest, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ridgecrest, NC 28770, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ridgecrest, NC

Historical Mortgage Rates for Ridgecrest, North Carolina 28770 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Ridgecrest, North Carolina and around Buncombe county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ridgecrest, North Carolina 28770

If you’re looking to buy a new home in Ridgecrest, we have compiled a list of the leading mortgage brokers around Ridgecrest, North Carolina 28770 to help you with your search.

Name
Address
Contact

Onemain Financial

11805 S 226 Hwy

Spruce Pine NC 28770

(828) 765-4503

http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html

May Coalition

169 Locust St

Spruce Pine NC 28770

(828) 765-8880

mayloan@bellsouth.net

OneMain Financial

11805 Highway 226

Spruce Pine NC 28770

(828) 765-4503

http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html

Wells Fargo Home Mortgage

189 Oak Ave

Spruce Pine NC 28770

(828) 765-3700

http://www.wellsfargo.com/mortgage/

Mountain Village Mortgage

3065 US Highway 64 E

Sapphire NC 28770

(828) 743-7073

Address

11805 S 226 Hwy

Spruce Pine NC

Contact

(828) 765-4503

http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html

Address

169 Locust St

Spruce Pine NC

Contact

(828) 765-8880

mayloan@bellsouth.net

Address

11805 Highway 226

Spruce Pine NC

Contact

(828) 765-4503

http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html

News on Mortgages and Reverse Mortgages for Ridgecrest, North Carolina 28770