Compare Today’s Mortgage Rates in Robbinsville, North Carolina 28771
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Robbinsville, North Carolina 28771.
Our search engine thoroughly explores all home mortgage options in Robbinsville, North Carolina 28771, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $2,889 in lifetime cash or $8 per month in Robbinsville and other areas of Graham county.
Summary of Average Mortgages in Robbinsville, North Carolina 28771
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Interactive Mortgage Rate Projections for Robbinsville, North Carolina 28771
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Robbinsville, NC 28771. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Robbinsville, North Carolina 28771 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Robbinsville, North Carolina and around Graham county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.83% | 93.43% | 94.01% | 91.04% | 89.51% | 88.47% | 87.02% | 90.07% | 88.66% |
avg mortgage rate | 6.52% | 4.55% | 3.03% | 3.35% | 4.38% | 4.62% | 4.16% | 3.88% | 4.08% |
% 15 year fixed mortgage | 5.61% | 4.49% | 4.82% | 7.44% | 8.22% | 9.73% | 11.53% | 8.53% | 8.94% |
avg mortgage rate | 5.65% | 3.60% | 2.39% | 2.85% | 3.75% | 3.96% | 3.36% | 3.17% | 3.23% |
Avg credit score | 758.68 | 771.57 | 762.72 | 766.52 | 759.30 | 759.26 | 760.02 | 759.93 | 761.78 |
Avg LTV (loan to value) | 75.15% | 77.61% | 79.74% | 79.28% | 78.59% | 76.78% | 77.70% | 78.88% | 78.37% |
Avg DTI (debt to income) | 36.66 | 35.59 | 33.86 | 33.89 | 34.59 | 33.88 | 33.15 | 33.02 | 33.09 |
% First time homebuyer | 32.74% | 25.85% | 22.69% | 23.98% | 22.79% | 21.03% | 19.52% | 20.50% | 20.07% |
Avg mortgage insurance % | 10.09% | 9.91% | 10.76% | 10.22% | 9.88% | 7.63% | 8.12% | 9.17% | 9.04% |
Best Mortgage Brokers around Robbinsville, North Carolina 28771
For those searching for a new home in Robbinsville, we have compiled a list of the top mortgage brokers located in and around Robbinsville, North Carolina 28771 to assist you with your search.
Onemain Financial
11805 S 226 Hwy
Spruce Pine NC 28771
(828) 765-4503
http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html
May Coalition
169 Locust St
Spruce Pine NC 28771
(828) 765-8880
mayloan@bellsouth.net
OneMain Financial
11805 Highway 226
Spruce Pine NC 28771
(828) 765-4503
http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html
Wells Fargo Home Mortgage
189 Oak Ave
Spruce Pine NC 28771
(828) 765-3700
http://www.wellsfargo.com/mortgage/
Mountain Village Mortgage
3065 US Highway 64 E
Sapphire NC 28771
(828) 743-7073
Address
11805 S 226 Hwy
Spruce Pine NC
Contact
(828) 765-4503
http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html
Address
169 Locust St
Spruce Pine NC
Contact
(828) 765-8880
mayloan@bellsouth.net
Address
11805 Highway 226
Spruce Pine NC
Contact
(828) 765-4503
http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html