Compare Today’s Mortgage Rates for Rocky Mount, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Rocky Mount, North Carolina 27803. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,836 or $13 / month in Rocky Mount and surrounding areas of Nash county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Rocky Mount, North Carolina 27803.
Summary of Average Mortgage Terms in Rocky Mount, North Carolina 27803
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Interactive Mortgage Rate Projections for Rocky Mount, NC
To forecast and predict mortgage rates in Rocky Mount, NC 27803, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Rocky Mount, North Carolina 27803 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Rocky Mount, North Carolina and around Nash county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.49% | 89.74% | 91.32% | 89.25% | 92.52% | 88.79% | 92.54% | 91.48% |
| avg mortgage rate | 4.92% | 4.68% | 3.90% | 3.99% | 4.44% | 4.11% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 5.41% | 7.95% | 5.88% | 8.54% | 5.73% | 8.29% | 5.51% | 6.69% |
| avg mortgage rate | 4.35% | 3.83% | 3.16% | 3.13% | 3.38% | 3.21% | 3.08% | 3.46% |
| Avg credit score | 762.44 | 761.64 | 760.09 | 757.04 | 751.73 | 752.31 | 750.78 | 749.63 |
| Avg LTV (loan to value) | 75.23% | 77.09% | 79.54% | 80.82% | 81.30% | 82.18% | 82.17% | 81.98% |
| Avg DTI (debt to income) | 33.15 | 32.78 | 31.82 | 32.15 | 34.11 | 33.78 | 34.28 | 34.63 |
| % First time homebuyer | 31.76% | 27.65% | 29.56% | 35.60% | 34.69% | 36.71% | 37.16% | 33.27% |
| Avg mortgage insurance % | 4.67% | 6.77% | 8.78% | 10.98% | 11.96% | 13.17% | 13.39% | 12.32% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Rocky Mount, North Carolina 27803
If you’re looking to buy a new home in Rocky Mount, we have compiled a list of the leading mortgage brokers around Rocky Mount, North Carolina 27803 to help you with your search.
Rbc Bank
726 Raleigh Rd
Rocky Mount NC 27803
(252) 454-8377
http://www.rbcbankusa.com
Onemain Financial
143 N Washington St
Rocky Mount NC 27803
(252) 985-3300
http://www.onemainfinancial.com/
Agcarolina Financial
2472 Woodruff Rd
Rocky Mount NC 27803
(252) 443-1290
http://www.agcarolina.com
Affilated Mortgages
230 Sunset Ave
Rocky Mount NC 27803
(252) 977-6935
customercare@southernbank.com
PHH Mortgage
3051 Sunset Ave
Rocky Mount NC 27803
(252) 443-0362
http://phhmortgagesolutions.com
Address
726 Raleigh Rd
Rocky Mount NC
Contact
(252) 454-8377
http://www.rbcbankusa.com
Address
143 N Washington St
Rocky Mount NC
Contact
(252) 985-3300
http://www.onemainfinancial.com/
Address
2472 Woodruff Rd
Rocky Mount NC
Contact
(252) 443-1290
http://www.agcarolina.com