Compare Today’s Mortgage Rates for Rocky Point, North Carolina

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Rocky Point, North Carolina 28457. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $6,629 or $18 / month in Rocky Point and other areas of Pender county.

Our search engine explores all home mortgage options in Rocky Point, North Carolina 28457, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Rocky Point, North Carolina 28457

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Rocky Point, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Rocky Point, NC 28457, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Rocky Point, NC

Historical Mortgage Rates for Rocky Point, North Carolina 28457 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Rocky Point, North Carolina and around Pender county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Rocky Point, North Carolina 28457

If you’re looking to buy a new home in Rocky Point, we have compiled a list of the leading mortgage brokers around Rocky Point, North Carolina 28457 to help you with your search.

Name
Address
Contact

Monarch Mortgage

4022 Old Bridge Rd SE

Southport NC 28457

(910) 363-4057

http://www.monarchmtg.com/

Wells Fargo Home Mortgage

4593 Long Beach Rd SE

Southport NC 28457

(910) 454-9785

robert.maund@abbotdowning.com

PNC Mortgage

4633 Long Beach Rd SE

Southport NC 28457

(910) 457-0926

http://pncmortgage.com

Platinum Home Mortgage

727 N Howe St

Southport NC 28457

(910) 363-4457

American Security Mortgage

3960 Executive Park Blvd

Southport NC 28457

(910) 454-4220

Address

4022 Old Bridge Rd SE

Southport NC

Contact

(910) 363-4057

http://www.monarchmtg.com/

Address

4593 Long Beach Rd SE

Southport NC

Contact

(910) 454-9785

robert.maund@abbotdowning.com

Address

4633 Long Beach Rd SE

Southport NC

Contact

(910) 457-0926

http://pncmortgage.com

News on Mortgages and Reverse Mortgages for Rocky Point, North Carolina 28457