Compare Today’s Mortgage Rates for Rutherfordton, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Rutherfordton, North Carolina 28139. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,964 or $14 / month in Rutherfordton and surrounding areas of Rutherford county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Rutherfordton, North Carolina 28139.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Rutherfordton, North Carolina 28139

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Rutherfordton, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Rutherfordton, NC 28139, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Rutherfordton, NC

Historical Mortgage Rates for Rutherfordton, North Carolina 28139 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Rutherfordton, North Carolina and around Rutherford county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Rutherfordton, North Carolina 28139

If you’re looking to buy a new home in Rutherfordton, we have compiled a list of the leading mortgage brokers around Rutherfordton, North Carolina 28139 to help you with your search.

Name
Address
Contact

Granite Mortgage

315 N Main St

Salisbury NC 28139

(704) 633-8007

http://granitemortgageinc.com

Southern Mortgage Co.

127 N Fulton St

Salisbury NC 28139

(704) 754-5544

http://www.southernmtg.com

Camille Lombard Mortgage Service

127 N Fulton St

Salisbury NC 28139

(704) 633-3243

Ace Cash Express

1529 W Innes St

Salisbury NC 28139

(704) 639-0700

customerservice@acecashexpress.com

Springleaf Financial Services

1040 Freeland Dr

Salisbury NC 28139

(704) 633-4311

compliancehelpline@slfs.com

Address

315 N Main St

Salisbury NC

Contact

(704) 633-8007

http://granitemortgageinc.com

Address

127 N Fulton St

Salisbury NC

Contact

(704) 754-5544

http://www.southernmtg.com

Address

127 N Fulton St

Salisbury NC

Contact

(704) 633-3243

News on Mortgages and Reverse Mortgages for Rutherfordton, North Carolina 28139